{"id":12053,"date":"2025-05-23T21:39:05","date_gmt":"2025-05-23T09:39:05","guid":{"rendered":"https:\/\/askmenz.com\/?p=12053"},"modified":"2026-07-09T18:24:12","modified_gmt":"2026-07-09T06:24:12","slug":"nz-asset-management","status":"publish","type":"post","link":"https:\/\/askmenz.com\/en\/nz-asset-management\/","title":{"rendered":"\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u5b8c\u5168\u30ac\u30a4\u30c9\uff5c\u6d77\u5916\u3067\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\u307e\u3068\u3081"},"content":{"rendered":"<p><span style=\"color: #ffffff;\">XXX<\/span><\/p>\n<p>\u300c\u6d77\u5916\u3067\u8cc7\u7523\u904b\u7528\u300d\u3068\u805e\u304f\u3068\u3001\u4e00\u90e8\u306e\u5bcc\u88d5\u5c64\u3060\u3051\u306e\u8a71\u3060\u3068\u601d\u3063\u3066\u3044\u307e\u305b\u3093\u304b\uff1f<\/p>\n<p>\u5b9f\u306f\u3001<span style=\"text-decoration: 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underline;\"><strong>\u300c\u81ea\u5206\u3067\u6295\u8cc7\u3057\u3066\u307f\u305f\u3051\u3069\u306b\u640d\u3057\u305f&#8230;\u300d\u300c\u73fe\u5730\u306e\u60c5\u5831\u304c\u601d\u3046\u3088\u3046\u306b\u5f97\u3089\u308c\u306a\u304b\u3063\u305f\u300d\u306a\u3069\u3001\u5f8c\u3067\u5f8c\u6094\u3059\u308b\u4eba\u3082\u5c11\u306a\u304f\u306a\u3044\u306e\u304c\u73fe\u5b9f<\/strong><\/span>\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u30da\u30fc\u30b8\u3067\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u8cc7\u7523\u904b\u7528\u306e\u57fa\u672c\u3001\u6295\u8cc7\u624b\u6cd5\u3001\u6210\u529f\u306e\u30dd\u30a4\u30f3\u30c8\u304b\u3089\u305d\u3057\u3066\u65e5\u672c\u4eba\u5411\u3051\u306b\u5b9f\u7e3e\u306e\u3042\u308b\u8cc7\u7523\u904b\u7528\u30b5\u30fc\u30d3\u30b9\u307e\u3067\u5206\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<ol>\n<li><strong><a href=\"#1\">\u306a\u305c\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\uff1f\u4e3b\u306a\u7279\u5fb4\u3068\u30e1\u30ea\u30c3\u30c8<\/a><\/strong><\/li>\n<li><strong><a href=\"#2\">\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u4ee3\u8868\u7684\u306a\u8cc7\u7523\u904b\u7528\u65b9\u6cd54\u3064<\/a><\/strong><\/li>\n<li><strong><a href=\"#3\">\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u500b\u4eba\u3067\u904b\u7528\u306f\u5f97\u7b56\uff1f\u8003\u3048\u308b\u3079\u304d\u30ea\u30b9\u30af\u3068\u306f\uff1f<\/a><\/strong><\/li>\n<li><strong><a href=\"#4\">\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u8cc7\u7523\u904b\u7528\uff5c\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u30b3\u30c4<\/a><\/strong><\/li>\n<li><strong><a href=\"#5\">\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306f\u30d7\u30ed\u306b\u4efb\u305b\u308b\u3079\u304d\uff1f<\/a><\/strong><\/li>\n<li><strong><a href=\"#6\">\u3010\u65e5\u672c\u8a9e\u5bfe\u5fdc\u53ef\u3011\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u8cc7\u7523\u7ba1\u7406\u30fb\u904b\u7528\u30b5\u30fc\u30d3\u30b9\u7d39\u4ecb<\/a><\/strong><\/li>\n<\/ol>\n<p>\u6700\u5f8c\u307e\u3067\u8aad\u3081\u3070\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u304c\u6c17\u306b\u306a\u3063\u3066\u3044\u308b\u4eba\u306b\u3068\u3063\u3066\u3001\u3088\u308a\u5b89\u5168\u306a\u8cc7\u7523\u904b\u7528\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306e\u30d2\u30f3\u30c8\u3092\u5f97\u3089\u308c\u308b\u3067\u3057\u3087\u3046\uff01<\/p>\n<p><!--more--><\/p>\n<h2 id=\"1\">1. \u306a\u305c\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\uff1f\u4e3b\u306a\u7279\u5fb4\u3068\u30e1\u30ea\u30c3\u30c8<\/h2>\n<p>\u6d77\u5916\u3067\u306e\u8cc7\u7523\u904b\u7528\u3092\u8003\u3048\u308b\u969b\u306b\u3001\u306a\u305c\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u304c\u6ce8\u76ee\u3055\u308c\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306f\u3001\u5b89\u5b9a\u3057\u305f\u7d4c\u6e08\u57fa\u76e4\u3001\u6295\u8cc7\u74b0\u5883\u306e\u900f\u660e\u6027\u3001\u9b45\u529b\u7684\u306a\u7a0e\u5236\u306a\u3069\u3001\u591a\u304f\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u6301\u3064\u56fd\u3067\u3059\u3002<\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\u3092\u884c\u3046\u4e3b\u306a\u7279\u5fb4\u3068\u30e1\u30ea\u30c3\u30c8\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002<\/p>\n<h3>1-1. \u5b89\u5b9a\u3057\u305f\u7d4c\u6e08\u3068\u6295\u8cc7\u74b0\u5883<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306f\u3001\u4e16\u754c\u7684\u306b\u898b\u3066\u3082\u7d4c\u6e08\u306e\u5b89\u5b9a\u6027\u304c\u9ad8\u3044\u56fd\u306e\u4e00\u3064\u3067\u3059\u3002<\/p>\n<ul>\n<li><span style=\"text-decoration: underline;\"><strong>\u653f\u6cbb\u30fb\u7d4c\u6e08\u306e\u5b89\u5b9a<\/strong><\/span><br \/>\n\u4e16\u754c\u9280\u884c\u306e\u300c\u30d3\u30b8\u30cd\u30b9\u74b0\u5883\u30e9\u30f3\u30ad\u30f3\u30b0\u300d\u3067\u306f\u5e38\u306b\u4e0a\u4f4d\u306b\u4f4d\u7f6e\u3057\u3001\u653f\u5e9c\u306e\u900f\u660e\u6027\u3084\u6c5a\u8077\u306e\u5c11\u306a\u3055\u304c\u9ad8\u8a55\u4fa1\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u5805\u8abf\u306aGDP\u6210\u9577\u7387<\/strong><\/span><br \/>\n\u7d4c\u6e08\u6210\u9577\u306f\u5b89\u5b9a\u3057\u3066\u304a\u308a\u3001\u7279\u306b\u89b3\u5149\u30fb\u8fb2\u696d\u30fbIT\u5206\u91ce\u304c\u6210\u9577\u4e2d\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u5916\u8cc7\u306b\u5bfe\u3059\u308b\u958b\u653e\u7684\u306a\u653f\u7b56<\/strong><\/span><br \/>\n\u6d77\u5916\u6295\u8cc7\u5bb6\u306b\u5bfe\u3057\u3066\u3082\u6bd4\u8f03\u7684\u5bdb\u5bb9\u3002\u30d3\u30b6\u3084\u91d1\u878d\u898f\u5236\u3082\u6bd4\u8f03\u7684\u53b3\u3057\u304f\u306f\u306a\u3044\u3002<\/li>\n<\/ul>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306f\u9577\u671f\u7684\u306a\u6295\u8cc7\u5148\u3068\u3057\u3066\u9b45\u529b\u7684\u306a\u5e02\u5834\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<h3>1-2. \u7a0e\u5236\u306e\u4ed5\u7d44\u307f\u3068\u65e5\u672c\u3068\u306e\u9055\u3044<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u7a0e\u5236\u306f\u65e5\u672c\u3068\u306f\u5927\u304d\u304f\u7570\u306a\u308a\u3001\u7279\u306b\u4ee5\u4e0b\u306e\u70b9\u304c\u6295\u8cc7\u5bb6\u306b\u3068\u3063\u3066\u9b45\u529b\u3067\u3059\u3002<\/p>\n<ul>\n<li><span style=\"text-decoration: underline;\"><strong>\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u304c\u57fa\u672c\u7684\u306b<span style=\"color: #ff0000; text-decoration: underline;\">\u975e\u8ab2\u7a0e<\/span><\/strong><\/span><br \/>\n\u305f\u3060\u3057\u3001\u6295\u6a5f\u7684\u306a\u58f2\u8cb7\u3068\u307f\u306a\u3055\u308c\u308b\u5834\u5408\u306f\u8ab2\u7a0e\u5bfe\u8c61\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline; color: #ff0000;\"><strong>\u76f8\u7d9a\u7a0e\u304c\u306a\u3044<\/strong><\/span><br \/>\n\u8cc7\u7523\u3092\u30b9\u30e0\u30fc\u30ba\u306b\u6b21\u4e16\u4ee3\u3078\u7d99\u627f\u53ef\u80fd\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u30b7\u30f3\u30d7\u30eb\u306a\u7a0e\u5236<\/strong><\/span><br \/>\n\u65e5\u672c\u3088\u308a\u3082\u7a0e\u91d1\u306e\u8a08\u7b97\u3084\u7533\u544a\u304c\u5bb9\u6613\u3002<\/li>\n<\/ul>\n<p>\u7279\u306b\u3001\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u304c\u57fa\u672c\u7684\u306b\u304b\u304b\u3089\u306a\u3044\u70b9\u306f\u3001\u9577\u671f\u6295\u8cc7\u3092\u8003\u3048\u308b\u4e0a\u3067\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<h3>1-3. \u6295\u8cc7\u306e\u81ea\u7531\u5ea6\u304c\u9ad8\u3044\u7406\u7531<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306f\u3001\u65e5\u672c\u306b\u6bd4\u3079\u3066\u6295\u8cc7\u306e\u81ea\u7531\u5ea6\u304c\u9ad8\u3044\u306e\u3082\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<ul>\n<li><span style=\"text-decoration: underline;\"><strong>\u91d1\u878d\u5546\u54c1\u304c\u5145\u5b9f<\/strong><\/span><br \/>\n\u682a\u5f0f\u3001\u4e0d\u52d5\u7523\u3001\u50b5\u5238\u3001KiwiSaver\uff08\u653f\u5e9c\u652f\u63f4\u306e\u5e74\u91d1\u5236\u5ea6\uff09\u306a\u3069\u3001\u3055\u307e\u3056\u307e\u306a\u6295\u8cc7\u624b\u6bb5\u304c\u3042\u308a\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u6d77\u5916\u6295\u8cc7\u304c\u3057\u3084\u3059\u3044<\/strong><\/span><br \/>\n\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u56fd\u5185\u3060\u3051\u3067\u306a\u304f\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3084\u7c73\u56fd\u306a\u3069\u306e\u5e02\u5834\u306b\u3082\u30a2\u30af\u30bb\u30b9\u3057\u3084\u3059\u3044\u74b0\u5883\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u500b\u4eba\u6295\u8cc7\u5bb6\u306b\u3082\u30aa\u30fc\u30d7\u30f3\u306a\u5e02\u5834<\/strong><\/span><br \/>\n<strong><a href=\"https:\/\/www.nzx.com\/\" target=\"_blank\" rel=\"noopener\">NZX\uff08\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u8a3c\u5238\u53d6\u5f15\u6240\uff09<\/a><\/strong>\u306f\u3001\u500b\u4eba\u6295\u8cc7\u5bb6\u3067\u3082\u6bd4\u8f03\u7684\u7c21\u5358\u306b\u30a2\u30af\u30bb\u30b9\u53ef\u80fd\u3002<\/li>\n<\/ul>\n<h3>1-4. \u3068\u306f\u3044\u3048\u300c\u6d77\u5916\u6295\u8cc7\u306e\u30ea\u30b9\u30af\u300d\u306f\u7121\u8996\u3067\u304d\u306a\u3044<\/h3>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306f\u8cc7\u7523\u904b\u7528\u3092\u884c\u3046\u4e0a\u3067\u975e\u5e38\u306b\u9b45\u529b\u7684\u306a\u74b0\u5883\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u6d77\u5916\u6295\u8cc7\u306b\u306f\u65e5\u672c\u56fd\u5185\u306e\u6295\u8cc7\u3088\u308a\u3082\u5927\u304d\u306a\u30ea\u30b9\u30af\u304c\u4f34\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n<li><span style=\"text-decoration: underline;\"><strong>\u7a0e\u5236\u3084\u898f\u5236\u306e\u7406\u89e3\u304c\u96e3\u3057\u3044<\/strong><\/span><br \/>\n\u65e5\u672c\u3068\u306f\u7570\u306a\u308b\u30eb\u30fc\u30eb\u304c\u591a\u304f\u3001\u6b63\u3057\u3044\u77e5\u8b58\u304c\u306a\u3044\u3068\u4e0d\u8981\u306a\u7a0e\u91d1\u3092\u652f\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u60c5\u5831\u306e\u58c1<\/strong><\/span><br \/>\n\u73fe\u5730\u306e\u6700\u65b0\u60c5\u5831\u3092\u7684\u78ba\u306b\u5165\u624b\u3059\u308b\u306e\u306f\u5bb9\u6613\u3067\u306f\u306a\u304f\u3001\u8aa4\u3063\u305f\u5224\u65ad\u3092\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u8cc7\u7523\u7ba1\u7406\u306e\u8ca0\u62c5<\/strong><\/span><br \/>\n\u4e0d\u52d5\u7523\u6295\u8cc7\u306a\u3069\u306e\u5834\u5408\u3001\u7ba1\u7406\u306e\u624b\u9593\u3084\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u306e\u554f\u984c\u304c\u767a\u751f\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n<p>\u3053\u3046\u3057\u305f\u30ea\u30b9\u30af\u3092\u8003\u616e\u3059\u308b\u3068\u3001\u7d4c\u9a13\u8c4a\u5bcc\u306a\u5c02\u9580\u5bb6\u306b\u8cc7\u7523\u904b\u7528\u3092\u59d4\u8a17\u3059\u308b\u306e\u306f\u3001\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u73fe\u5b9f\u7684\u306a\u9078\u629e\u80a2\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u6b21\u306e\u7ae0\u3067\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u5b9f\u969b\u306b\u3069\u306e\u3088\u3046\u306a\u8cc7\u7523\u904b\u7528\u65b9\u6cd5\u304c\u3042\u308b\u306e\u304b\u3092\u898b\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h2 id=\"2\">2. \u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u4ee3\u8868\u7684\u306a\u8cc7\u7523\u904b\u7528\u65b9\u6cd54\u3064<\/h2>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306b\u306f\u3001\u65e5\u672c\u3068\u306f\u7570\u306a\u308b\u9b45\u529b\u7684\u306a\u6295\u8cc7\u624b\u6bb5\u304c\u3044\u304f\u3064\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u7ae0\u3067\u306f\u4ee5\u4e0b4\u3064\u306e\u4ee3\u8868\u7684\u306a\u8cc7\u7523\u904b\u7528\u65b9\u6cd5\u306b\u3064\u3044\u3066\u3001\u305d\u308c\u305e\u308c\u306e\u6982\u8981\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30ea\u30b9\u30af\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u682a\u5f0f\u6295\u8cc7<\/strong><\/li>\n<li><strong>\u4e0d\u52d5\u7523\u6295\u8cc7<\/strong><\/li>\n<li><strong>\u50b5\u5238\u30fb\u5b9a\u671f\u9810\u91d1<\/strong><\/li>\n<li><strong>KiwiSaver\uff08\u653f\u5e9c\u652f\u63f4\u306e\u5e74\u91d1\u5236\u5ea6\uff09<\/strong><\/li>\n<\/ul>\n<p>\u3055\u3089\u306b\u3001\u3053\u308c\u3089\u306e\u6295\u8cc7\u3092\u81ea\u5206\u3067\u884c\u3046\u5834\u5408\u3068\u3001\u5c02\u9580\u5bb6\u306b\u59d4\u8a17\u3059\u308b\u5834\u5408\u306e\u9055\u3044\u306b\u3064\u3044\u3066\u3082\u8003\u3048\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3>2-1. \u682a\u5f0f\u6295\u8cc7\uff1a\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u8a3c\u5238\u53d6\u5f15\u6240\uff08NZX\uff09\u3068\u306f\uff1f<\/h3>\n<p>\u682a\u5f0f\u5e02\u5834\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306b\u304a\u3051\u308b\u552f\u4e00\u306e\u8a3c\u5238\u53d6\u5f15\u6240\u3067\u3042\u308b<a href=\"https:\/\/www.nzx.com\/\" target=\"_blank\" rel=\"noopener\"><strong>NZX\uff08New Zealand Exchange\uff09<\/strong><\/a>\u304c\u4e2d\u5fc3\u3067\u3059\u3002<\/p>\n<p>\u65e5\u672c\u3067\u8a00\u3048\u3070 &#8220;\u6771\u4eac\u8a3c\u5238\u53d6\u5f15\u6240&#8221; \u306b\u3042\u305f\u308b\u5b58\u5728\u3067\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u682a\u5f0f\u30fb\u50b5\u5238\u30fbETF\uff08\u4e0a\u5834\u6295\u8cc7\u4fe1\u8a17\uff09\u306a\u3069\u306e\u91d1\u878d\u5546\u54c1\u304c\u53d6\u5f15\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e3b\u306b\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u4f01\u696d\u304c\u4e0a\u5834\u3057\u3066\u304a\u308a\u3001\u8fb2\u696d\u3001\u30a8\u30cd\u30eb\u30ae\u30fc\u3001\u30a4\u30f3\u30d5\u30e9\u3001\u4e0d\u52d5\u7523\u306a\u3069\u306e\u5b89\u5b9a\u6027\u306e\u9ad8\u3044\u4f01\u696d\u304c\u591a\u3044\u306e\u3082\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<h4>\u682a\u5f0f\u6295\u8cc7\u306e\u30e1\u30ea\u30c3\u30c8<\/h4>\n<p>&#x2705; \u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u304c\u57fa\u672c\u7684\u306b\u304b\u304b\u3089\u306a\u3044\uff08\u9577\u671f\u6295\u8cc7\u5411\u304d\uff09<br \/>\n&#x2705; NZX\u4e0a\u5834\u4f01\u696d\u306b\u306f\u5b89\u5b9a\u3057\u305f\u914d\u5f53\u3092\u51fa\u3059\u4f01\u696d\u304c\u591a\u3044<br \/>\n&#x2705; \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u5e02\u5834\uff08ASX\uff09\u3068\u3082\u9023\u643a\u3057\u3001\u6295\u8cc7\u6a5f\u4f1a\u304c\u8c4a\u5bcc<\/p>\n<h4>\u682a\u5f0f\u6295\u8cc7\u306e\u30ea\u30b9\u30af<\/h4>\n<p>&#x26a0;&#xfe0f; \u4f01\u696d\u306e\u6210\u9577\u6027\u304c\u65e5\u672c\u3084\u7c73\u56fd\u307b\u3069\u9ad8\u304f\u306a\u3044\uff08\u5e02\u5834\u898f\u6a21\u304c\u5c0f\u3055\u3044\uff09<br \/>\n&#x26a0;&#xfe0f; \u60c5\u5831\u304c\u82f1\u8a9e\u3067\u3057\u304b\u5f97\u3089\u308c\u305a\u3001\u6700\u65b0\u60c5\u5831\u306e\u53ce\u96c6\u304c\u96e3\u3057\u3044<br \/>\n&#x26a0;&#xfe0f; \u81ea\u5206\u3067\u7ba1\u7406\u3059\u308b\u3068\u58f2\u8cb7\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u8aa4\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b<\/p>\n<p>\u682a\u5f0f\u6295\u8cc7\u3067\u306f\u3001\u500b\u4eba\u3067\u3084\u308b\u3088\u308a\u3082\u5c02\u9580\u5bb6\u306b\u904b\u7528\u3092\u4efb\u305b\u305f\u65b9\u304c\u3001\u3088\u308a\u5b89\u5b9a\u3057\u305f\u30ea\u30bf\u30fc\u30f3\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3>2-2. \u4e0d\u52d5\u7523\u6295\u8cc7\uff08\u9577\u671f\u7684\u306a\u6210\u9577\u304c\u898b\u8fbc\u3081\u308b\u5e02\u5834\uff09<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u4e0d\u52d5\u7523\u5e02\u5834\u306f\u3001\u7279\u306b\u30aa\u30fc\u30af\u30e9\u30f3\u30c9\u3084\u30a6\u30a7\u30ea\u30f3\u30c8\u30f3\u306a\u3069\u306e\u90fd\u5e02\u90e8\u3067\u5b89\u5b9a\u3057\u305f\u4fa1\u683c\u4e0a\u6607\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n<h4>\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u30e1\u30ea\u30c3\u30c8<\/h4>\n<p>&#x2705; \u8cc7\u7523\u4fa1\u5024\u304c\u4e0b\u304c\u308a\u306b\u304f\u304f\u3001\u9577\u671f\u7684\u306a\u30ea\u30bf\u30fc\u30f3\u304c\u898b\u8fbc\u3081\u308b<br \/>\n&#x2705; \u8cc3\u8cb8\u9700\u8981\u304c\u9ad8\u304f\u3001\u5b89\u5b9a\u3057\u305f\u5bb6\u8cc3\u53ce\u5165\u304c\u5f97\u3089\u308c\u308b<br \/>\n&#x2705; \u65e5\u672c\u3088\u308a\u3082\u7269\u4ef6\u7ba1\u7406\u304c\u30b7\u30f3\u30d7\u30eb\uff08\u7ba1\u7406\u4f1a\u793e\u3092\u5229\u7528\u3057\u3084\u3059\u3044\uff09<\/p>\n<h4>\u4e0d\u52d5\u7523\u6295\u8cc7\u306e\u30ea\u30b9\u30af<\/h4>\n<p>&#x26a0;&#xfe0f; \u521d\u671f\u6295\u8cc7\u984d\u304c\u5927\u304d\u304f\u3001\u8cc7\u91d1\u56de\u53ce\u306b\u6642\u9593\u304c\u304b\u304b\u308b<br \/>\n&#x26a0;&#xfe0f; \u4e0d\u52d5\u7523\u7ba1\u7406\u304c\u5927\u5909\uff08\u30c6\u30ca\u30f3\u30c8\u5bfe\u5fdc\u3001\u7dad\u6301\u7ba1\u7406\u306a\u3069\uff09<br \/>\n&#x26a0;&#xfe0f; \u70ba\u66ff\u5909\u52d5\u306e\u5f71\u97ff\u3092\u53d7\u3051\u308b<\/p>\n<p>\u7279\u306b\u3001\u6d77\u5916\u4e0d\u52d5\u7523\u306f\u7ba1\u7406\u306e\u624b\u9593\u3084\u7a0e\u5236\u306e\u9055\u3044\u3092\u8003\u3048\u308b\u3068\u3001\u73fe\u5730\u306e\u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u306b\u59d4\u8a17\u3059\u308b\u30b1\u30fc\u30b9\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<\/p>\n<h3>2-3. \u50b5\u5238\u30fb\u5b9a\u671f\u9810\u91d1\uff08\u30ea\u30b9\u30af\u3092\u6291\u3048\u305f\u904b\u7528\uff09<\/h3>\n<p>\u30ea\u30b9\u30af\u3092\u6291\u3048\u305f\u904b\u7528\u3092\u5e0c\u671b\u3059\u308b\u306a\u3089\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u653f\u5e9c\u50b5\u5238\u3084\u9280\u884c\u306e\u5b9a\u671f\u9810\u91d1\u3082\u9078\u629e\u80a2\u306e\u4e00\u3064\u3067\u3059\u3002<\/p>\n<h4>\u50b5\u5238\u30fb\u5b9a\u671f\u9810\u91d1\u306e\u30e1\u30ea\u30c3\u30c8<\/h4>\n<p>&#x2705; \u56fd\u50b5\u306a\u3089\u4fe1\u7528\u30ea\u30b9\u30af\u304c\u4f4e\u304f\u3001\u5b89\u5b9a\u3057\u305f\u30ea\u30bf\u30fc\u30f3\u304c\u671f\u5f85\u3067\u304d\u308b<br \/>\n&#x2705; \u5b9a\u671f\u9810\u91d1\u306e\u91d1\u5229\u306f\u65e5\u672c\u3088\u308a\u3082\u9ad8\u3044\u50be\u5411\u3042\u308a\uff082\u301c5%\u7a0b\u5ea6\uff09<br \/>\n&#x2705; \u8cc7\u7523\u306e\u4e00\u90e8\u3092\u5b89\u5168\u306b\u904b\u7528\u3059\u308b\u624b\u6bb5\u3068\u3057\u3066\u6709\u52b9<\/p>\n<h4>\u50b5\u5238\u30fb\u5b9a\u671f\u9810\u91d1\u306e\u30ea\u30b9\u30af<\/h4>\n<p>&#x26a0;&#xfe0f; \u30ea\u30bf\u30fc\u30f3\u304c\u6bd4\u8f03\u7684\u4f4e\u3044\u305f\u3081\u3001\u8cc7\u7523\u3092\u5927\u304d\u304f\u5897\u3084\u3059\u306e\u306f\u96e3\u3057\u3044<br \/>\n&#x26a0;&#xfe0f; \u70ba\u66ff\u30ea\u30b9\u30af\u3042\u308a\uff08NZ\u30c9\u30eb\u306e\u4fa1\u5024\u304c\u4e0b\u304c\u308b\u3068\u640d\u3092\u3059\u308b\u53ef\u80fd\u6027\uff09<\/p>\n<p>\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u3092\u8003\u3048\u308b\u306a\u3089\u3001\u50b5\u5238\u3084\u5b9a\u671f\u9810\u91d1\u3060\u3051\u3067\u306a\u304f\u3001\u4ed6\u306e\u8cc7\u7523\u3068\u7d44\u307f\u5408\u308f\u305b\u308b\u306e\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u500b\u4eba\u3067\u3059\u3079\u3066\u9069\u5207\u306b\u7ba1\u7406\u3059\u308b\u306e\u306f\u96e3\u3057\u3044\u305f\u3081\u3001\u5c02\u9580\u5bb6\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u6c42\u3081\u308b\u306e\u304c\u7121\u96e3\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<h3>2-4. KiwiSaver\uff08\u653f\u5e9c\u652f\u63f4\u306e\u5e74\u91d1\u5236\u5ea6\u3092\u6d3b\u7528\uff09<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306b\u306f\u3001<strong><a href=\"https:\/\/www.ird.govt.nz\/kiwisaver\" target=\"_blank\" rel=\"noopener\">KiwiSaver<\/a><\/strong>\u3068\u3044\u3046\u653f\u5e9c\u652f\u63f4\u306e\u5e74\u91d1\u5236\u5ea6\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u65e5\u672c\u306e\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306b\u4f3c\u305f\u5236\u5ea6\u3067\u3001\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h4>KiwiSaver\u306e\u30e1\u30ea\u30c3\u30c8<\/h4>\n<p>&#x2705; \u4f01\u696d\u306e\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\uff08\u96c7\u7528\u4e3b\u3082\u639b\u91d1\u3092\u51fa\u3057\u3066\u304f\u308c\u308b\uff09<br \/>\n&#x2705; \u653f\u5e9c\u306e\u88dc\u52a9\u91d1\u304c\u3042\u308b\u305f\u3081\u3001\u904b\u7528\u52b9\u7387\u304c\u9ad8\u3044<br \/>\n&#x2705; \u904b\u7528\u5148\u3092\u8907\u6570\u306e\u30d5\u30a1\u30f3\u30c9\u304b\u3089\u9078\u3079\u308b<\/p>\n<h4>KiwiSaver\u306e\u30ea\u30b9\u30af<\/h4>\n<p>&#x26a0;&#xfe0f; \u539f\u5247\u3068\u3057\u306665\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044\uff08\u9014\u4e2d\u5f15\u304d\u51fa\u3057\u306b\u306f\u5236\u9650\u3042\u308a\uff09<br \/>\n&#x26a0;&#xfe0f; \u904b\u7528\u306e\u9078\u629e\u80a2\u304c\u9650\u3089\u308c\u308b\uff08\u500b\u5225\u682a\u3084\u4e0d\u52d5\u7523\u306b\u306f\u6295\u8cc7\u3067\u304d\u306a\u3044\uff09<\/p>\n<p>\u3053\u306e\u3088\u3046\u306aKiwiSaver\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306b\u9577\u671f\u6ede\u5728\u3059\u308b\u4eba\u306b\u306f\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u30d5\u30a1\u30f3\u30c9\u9078\u3073\u306e\u969b\u306b\u306f\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3059\u308b\u306e\u304c\u5b89\u5fc3\u3067\u3059\u3002<\/p>\n<h3>2-5. \u7d50\u5c40\u3001\u81ea\u5206\u3067\u3084\u308b\u306e\u3068\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u306e\u306f\u3069\u3061\u3089\u304c\u3044\u3044\uff1f<\/h3>\n<p>\u3053\u3053\u307e\u3067\u7d39\u4ecb\u3057\u305f\u901a\u308a\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u6295\u8cc7\u74b0\u5883\u306f\u9b45\u529b\u7684\u3067\u3042\u308a\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306b\u306f\u69d8\u3005\u306a\u8cc7\u7523\u904b\u7528\u306e\u624b\u6bb5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u6d77\u5916\u6295\u8cc7\u306b\u306f\u7a0e\u5236\u30fb\u898f\u5236\u306e\u7406\u89e3\u306e\u96e3\u3057\u3055\u3092\u306f\u3058\u3081\u3001\u60c5\u5831\u4e0d\u8db3\u3001\u7ba1\u7406\u306e\u624b\u9593\u3068\u3044\u3063\u305f<strong>\u514b\u670d\u3059\u3079\u304d\u8ab2\u984c\u306f\u591a\u3044<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u3061\u306a\u307f\u306b\u3001\u500b\u4eba\u3067\u904b\u7528\u3059\u308b\u5834\u5408\u3068\u3001\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u5834\u5408\u3092\u6bd4\u3079\u308b\u3068\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<h4>&#x2705; \u81ea\u5206\u3067\u904b\u7528\u3059\u308b\u5834\u5408<\/h4>\n<ul>\n<li>\u6295\u8cc7\u306b\u95a2\u3059\u308b\u77e5\u8b58\u3068\u7d4c\u9a13\u304c\u5fc5\u8981<\/li>\n<li>\u6700\u65b0\u306e\u5e02\u5834\u60c5\u5831\u3092\u82f1\u8a9e\u3067\u5e38\u306b\u30c1\u30a7\u30c3\u30af\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044<\/li>\n<li>\u5931\u6557\u3057\u305f\u5834\u5408\u306e\u30ea\u30b9\u30af\u3092\u3059\u3079\u3066\u81ea\u5206\u3067\u8ca0\u3046<\/li>\n<\/ul>\n<h4>&#x2705; \u5c02\u9580\u5bb6\u306b\u904b\u7528\u3092\u4efb\u305b\u308b\u5834\u5408<\/h4>\n<ul>\n<li>\u65e5\u672c\u4eba\u5411\u3051\u306b\u5b9f\u7e3e\u306e\u3042\u308b\u5c02\u9580\u5bb6\u304c\u30a2\u30c9\u30d0\u30a4\u30b9<\/li>\n<li>\u7a0e\u52d9\u30fb\u6cd5\u52d9\u306e\u30b5\u30dd\u30fc\u30c8\u3082\u53d7\u3051\u3089\u308c\u308b\u305f\u3081\u3001\u30ea\u30b9\u30af\u3092\u56de\u907f\u3057\u3084\u3059\u3044<\/li>\n<li>\u81ea\u5206\u306e\u6642\u9593\u3092\u4f7f\u308f\u305a\u306b\u3001\u30d7\u30ed\u306e\u5224\u65ad\u3067\u6700\u9069\u306a\u8cc7\u7523\u904b\u7528\u304c\u3067\u304d\u308b<\/li>\n<\/ul>\n<p>\u3053\u306e\u3088\u3046\u306a\u6d77\u5916\u6295\u8cc7\u306e\u30ea\u30b9\u30af\u3092\u3059\u3079\u3066\u500b\u4eba\u3067\u5bfe\u5fdc\u3059\u308b\u306f\u975e\u5e38\u306b\u56f0\u96e3\u3067\u3042\u308b\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001<span style=\"text-decoration: underline;\"><strong>\u300c\u81ea\u5206\u3067\u904b\u7528\u3059\u308b\u300d\u3088\u308a\u3082\u300c\u5c02\u9580\u5bb6\u306b\u7ba1\u7406\u3092\u4efb\u305b\u308b\u300d\u65b9\u304c\u8ce2\u660e\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046<\/strong><\/span>\u3002<\/p>\n<p>\u3055\u3066\u3001\u6b21\u306e\u7ae0\u3067\u306f\u3001\u6d77\u5916\u3067\u306e\u8cc7\u7523\u904b\u7528\u306b\u304a\u3044\u3066\u898b\u843d\u3068\u3057\u304c\u3061\u306a\u7a0e\u5236\u3084\u898f\u5236\u306e\u9055\u3044\u306b\u3088\u308b\u30ea\u30b9\u30af\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2 id=\"3\">3. 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underline;\"><strong>\u9577\u671f\u6295\u8cc7\u3067\u306e\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\uff08\u682a\u3084\u4e0d\u52d5\u7523\u306e\u58f2\u5374\u76ca\u306b\u304b\u304b\u308b\u7a0e\u91d1\uff09\u306f\u57fa\u672c\u7684\u306b\u975e\u8ab2\u7a0e<\/strong><\/span>\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u300c\u6295\u6a5f\u7684\u306a\u53d6\u5f15\u300d\u3068\u307f\u306a\u3055\u308c\u308b\u3068\u8ab2\u7a0e\u3055\u308c\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002\uff08\u77ed\u671f\u9593\u3067\u306e\u58f2\u8cb7\u3001\u7d99\u7d9a\u7684\u306a\u4e0d\u52d5\u7523\u8ee2\u58f2\u306a\u3069\uff09<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u72ec\u81ea\u306e\u57fa\u6e96\u3092\u3001\u300c\u81ea\u5206\u306e\u6295\u8cc7\u304c\u8ab2\u7a0e\u5bfe\u8c61\u304b\u3069\u3046\u304b\u300d\u3092\u6b63\u78ba\u306b\u5224\u65ad\u3059\u308b\u306e\u306f\u96e3\u3057\u3044\u3068\u8a00\u308f\u3056\u308b\u3092\u5f97\u307e\u305b\u3093\u3002<\/p>\n<h4>\u2461 \u65e5\u672c\u3068\u306e\u4e8c\u91cd\u8ab2\u7a0e\u554f\u984c\u3092\u898b\u843d\u3068\u3059\u3068\u640d\u3092\u3059\u308b<\/h4>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u5f97\u305f\u6295\u8cc7\u5229\u76ca\u306b\u5bfe\u3057\u3066\u65e5\u672c\u306e\u7a0e\u52d9\u5f53\u5c40\u304c\u8ab2\u7a0e\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b\u3053\u3068\u3092\u77e5\u3063\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u65e5\u672c\u306e\u7a0e\u5236\u3067\u306f\u3001\u6d77\u5916\u306e\u6295\u8cc7\u6240\u5f97\u3082\u539f\u5247\u3068\u3057\u3066\u7533\u544a\u7fa9\u52d9\u304c\u3042\u308b\u305f\u3081\u3001\u653e\u7f6e\u3059\u308b\u3068 &#8220;\u8131\u7a0e\u6271\u3044&#8221; 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#ff0000;\">\u76f8\u7d9a\u7a0e\u306f\u3042\u308a\u307e\u305b\u3093<\/span><\/strong><\/span>\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u304b\u304b\u3089\u306a\u304f\u3066\u3082\u3001\u65e5\u672c\u3067\u76f8\u7d9a\u7a0e\u304c\u767a\u751f\u3059\u308b\u30b1\u30fc\u30b9\u3082\u591a\u3044\u305f\u3081\u3001\u65e5\u672c\u306e\u7a0e\u52d9\u51e6\u7406\u3092\u9593\u9055\u3048\u308b\u3068\u30c8\u30e9\u30d6\u30eb\u306b\u5dfb\u304d\u8fbc\u307e\u308c\u308b\u6050\u308c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u300c\u65e5\u672c\u3068\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u4e21\u65b9\u306e\u5236\u5ea6\u306b\u8a73\u3057\u3044\u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u300d\u306b\u76f8\u8ac7\u3059\u308b\u306e\u304c\u30d9\u30b9\u30c8\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<strong>\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u306a\u304c\u3089\u9032\u3081\u308b\u65b9\u304c\u3088\u308a\u5b89\u5168\u30fb\u5b89\u5168\u3067\u3042\u308a\u3001<\/strong><span style=\"text-decoration: underline;\"><strong>\u300c\u4e0d\u8981\u306a\u30b9\u30c8\u30ec\u30b9\u3092\u62b1\u3048\u8fbc\u307e\u306a\u304f\u3066\u6e08\u3080\u300d\u3068\u3044\u3046\u70b9\u3067\u3082\u30e1\u30ea\u30c3\u30c8\u306f\u5927\u304d\u3044<\/strong><\/span>\u3068\u79c1\u306f\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3>3-2. \u60c5\u5831\u4e0d\u8db3\u306b\u3088\u308b\u8aa4\u3063\u305f\u6295\u8cc7\u5224\u65ad<\/h3>\n<p>\u6d77\u5916\u6295\u8cc7\u3067\u6700\u3082\u6016\u3044\u306e\u306f\u3001\u300c\u77e5\u3089\u306a\u3044\u9593\u306b\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u6295\u8cc7\u3092\u3057\u3066\u3057\u307e\u3046\u300d\u3053\u3068\u3067\u3059\u3002<\/p>\n<h4>\u2460 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\u5c02\u9580\u5bb6\u306b\u904b\u7528\u3092\u4efb\u305b\u308b\u5834\u5408<\/h4>\n<ul>\n<li>\u65e5\u672c\u4eba\u5411\u3051\u306b\u5b9f\u7e3e\u306e\u3042\u308b\u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u304c\u3001\u6700\u9069\u306a\u30d7\u30e9\u30f3\u3092\u63d0\u6848<\/li>\n<li>\u7a0e\u52d9\u30fb\u6cd5\u52d9\u306e\u30b5\u30dd\u30fc\u30c8\u3082\u53d7\u3051\u3089\u308c\u3001\u4f59\u8a08\u306a\u30c8\u30e9\u30d6\u30eb\u3092\u56de\u907f\u3067\u304d\u308b<\/li>\n<li>\u30d7\u30ed\u306e\u5224\u65ad\u3067\u8cc7\u7523\u3092\u904b\u7528\u3067\u304d\u308b\u305f\u3081\u3001\u81ea\u5206\u306e\u6642\u9593\u3092\u7121\u99c4\u306b\u305b\u305a\u306b\u6e08\u3080<\/li>\n<\/ul>\n<p>\u4e0a\u8a18\u304b\u3089\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3059\u308b\u3068\u3001<span style=\"text-decoration: underline;\"><strong>\u300c\u30ea\u30b9\u30af\u3092\u6700\u5c0f\u9650\u306b\u6291\u3048\u3066\u78ba\u5b9f\u306b\u8cc7\u7523\u3092\u5897\u3084\u3059\u306a\u3089\u3001\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u306e\u304c\u30d9\u30b9\u30c8\u300d<\/strong><\/span>\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u6b21\u306e\u7ae0\u3067\u306f\u3001\u300c\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u8cc7\u7523\u904b\u7528\u3067\u6210\u529f\u3059\u308b\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\u300d\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h2 id=\"4\">4. \u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u8cc7\u7523\u904b\u7528\uff5c\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u30b3\u30c4<\/h2>\n<p>\u6d77\u5916\u3067\u306e\u8cc7\u7523\u904b\u7528\u306b\u306f\u30ea\u30b9\u30af\u304c\u3064\u304d\u3082\u306e\u3067\u3059\u304c\u3001\u9069\u5207\u306a\u6226\u7565\u3092\u7acb\u3066\u3001\u30d7\u30ed\u306e\u30b5\u30dd\u30fc\u30c8\u3092\u53d7\u3051\u308b\u3053\u3068\u3067\u3001\u305d\u306e\u30ea\u30b9\u30af\u3092\u6700\u5c0f\u9650\u306b\u6291\u3048\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306f\u3001\u7a0e\u5236\u306e\u9055\u3044\u3084\u5e02\u5834\u306e\u7279\u6027\u3092\u7406\u89e3\u3059\u308c\u3070\u3001\u5b89\u5b9a\u3057\u305f\u30ea\u30bf\u30fc\u30f3\u3092\u5f97\u3089\u308c\u308b\u6295\u8cc7\u5148\u306e\u4e00\u3064\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u7ae0\u3067\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\u3092\u6210\u529f\u3055\u305b\u308b\u305f\u3081\u306e\u5177\u4f53\u7684\u306a\u30dd\u30a4\u30f3\u30c8\u3068\u3001\u6ce8\u610f\u3059\u3079j\u304d\u843d\u3068\u3057\u7a74\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3>4-1. \u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u6226\u7565<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\u3092\u6210\u529f\u3055\u305b\u308b\u305f\u3081\u306b\u306f\u3001\u300c\u30ea\u30b9\u30af\u3092\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3057\u306a\u304c\u3089\u3001\u9577\u671f\u7684\u306b\u5b89\u5b9a\u3057\u305f\u53ce\u76ca\u3092\u78ba\u4fdd\u3059\u308b\u300d\u6226\u7565\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<h4>\u2460 \u5206\u6563\u6295\u8cc7\u3067\u30ea\u30b9\u30af\u3092\u6291\u3048\u308b<\/h4>\n<p>\u6295\u8cc7\u5bfe\u8c61\u30921\u3064\u306b\u7d5e\u308b\u3068\u3001\u5e02\u5834\u306e\u5909\u52d5\u306b\u5927\u304d\u304f\u5de6\u53f3\u3055\u308c\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u5206\u6563\u6295\u8cc7\u306e\u6226\u7565\u3092\u53d6\u308b\u3053\u3068\u3067\u3001\u30ea\u30b9\u30af\u3092\u6291\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 50%; background-color: #fafade; text-align: center;\"><strong>\u7ba1\u7406\u624b\u6cd5\u306e\u7d44\u307f\u5408\u308f\u305b<\/strong><\/td>\n<td style=\"width: 50%; background-color: #fafade; text-align: center;\"><b>\u6226\u7565<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">&#x2705; \u682a\u5f0f + \u50b5\u5238<\/td>\n<td style=\"width: 50%;\">\u5024\u52d5\u304d\u306e\u7570\u306a\u308b\u8cc7\u7523\u3092\u4fdd\u6709\u3057\u3001\u30ea\u30b9\u30af\u3092\u5206\u6563<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">&#x2705; \u4e0d\u52d5\u7523 + \u5b9a\u671f\u9810\u91d1<\/td>\n<td style=\"width: 50%;\">\u9577\u671f\u7684\u306a\u8cc7\u7523\u6210\u9577\u3068\u5b89\u5b9a\u3057\u305f\u5229\u56de\u308a\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308b<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">&#x2705; NZ\u30c9\u30eb\u5efa\u3066\u8cc7\u7523 + \u65e5\u672c\u5186\u5efa\u3066\u8cc7\u7523<\/td>\n<td style=\"width: 50%;\">\u70ba\u66ff\u30ea\u30b9\u30af\u3092\u5206\u6563<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u3061\u306a\u307f\u306b\u3001\u30d7\u30ed\u306e\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e\u306f\u3001\u3053\u3046\u3057\u305f\u5206\u6563\u6295\u8cc7\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u8a2d\u8a08\u3059\u308b\u306e\u3092\u5f97\u610f\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h4>\u2461 \u7a0e\u5236\u30fb\u898f\u5236\u3092\u628a\u63e1\u3057\u3001\u7121\u99c4\u306a\u7a0e\u91d1\u3092\u6255\u308f\u306a\u3044<\/h4>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306f\u3001\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u304c\u57fa\u672c\u7684\u306b\u975e\u8ab2\u7a0e\u3067\u3059\u304c\u3001\u6295\u8cc7\u306e\u4ed5\u65b9\u306b\u3088\u3063\u3066\u306f\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u65e5\u672c\u3068\u306e\u4e8c\u91cd\u8ab2\u7a0e\u3092\u56de\u907f\u3059\u308b\u305f\u3081\u306e\u9069\u5207\u306a\u7533\u544a\u3082\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>&#x2705; \u5c02\u9580\u5bb6\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u53d7\u3051\u306a\u304c\u3089\u3001\u7a0e\u52d9\u5bfe\u7b56\u3092\u6700\u9069\u5316\u3059\u308b\u306e\u304c\u5f97\u7b56\u3002<\/p>\n<h4>\u2462 \u70ba\u66ff\u30ea\u30b9\u30af\u3092\u8003\u616e\u3059\u308b<\/h4>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u8cc7\u7523\u306fNZ\u30c9\u30eb\u5efa\u3066\u3067\u3059\u304c\u3001\u70ba\u66ff\u306e\u5909\u52d5\u306b\u3088\u3063\u3066\u5186\u63db\u7b97\u3057\u305f\u8cc7\u7523\u4fa1\u5024\u304c\u5927\u304d\u304f\u5909\u308f\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&#x2705; NZ\u30c9\u30eb\u304c\u9ad8\u3044\u3068\u304d\u306b\u6295\u8cc7\u3057\u3001\u4f4e\u3044\u3068\u304d\u306b\u58f2\u308b\u3053\u3068\u3067\u3001\u70ba\u66ff\u30ea\u30b9\u30af\u3092\u6291\u3048\u308b<br \/>\n&#x2705; \u70ba\u66ff\u30d8\u30c3\u30b8\u4ed8\u304d\u306e\u6295\u8cc7\u5546\u54c1\u3092\u6d3b\u7528\u3059\u308b<\/p>\n<p>\u306a\u304a\u3001 \u70ba\u66ff\u30ea\u30b9\u30af\u3092\u8003\u616e\u3057\u305f\u6295\u8cc7\u6226\u7565\u3082\u3001\u5c02\u9580\u5bb6\u3068\u76f8\u8ac7\u3057\u306a\u304c\u3089\u6c7a\u3081\u308b\u306e\u304c\u5b89\u5fc3\u3067\u3059\u3002<\/p>\n<h3>4-2. \u3088\u304f\u3042\u308b\u8aa4\u89e3\u3068\u843d\u3068\u3057\u7a74<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308b\u969b\u306b\u3001\u65e5\u672c\u4eba\u6295\u8cc7\u5bb6\u304c\u9665\u308a\u3084\u3059\u3044\u8aa4\u89e3\u3084\u30ea\u30b9\u30af\u306b\u3064\u3044\u3066\u3082\u77e5\u3063\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h4>\u2460 \u300c\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u304c\u306a\u3044\u304b\u3089\u3001\u3069\u3093\u306a\u6295\u8cc7\u3067\u3082\u975e\u8ab2\u7a0e\u300d\u3068\u601d\u3044\u8fbc\u3080<\/h4>\n<p>\u5b9f\u969b\u306b\u306f\u3001\u77ed\u671f\u9593\u306e\u58f2\u8cb7\u3084\u6295\u6a5f\u7684\u306a\u53d6\u5f15\u306f\u8ab2\u7a0e\u5bfe\u8c61\u306b\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h4>\u2461 \u300c\u4e0d\u52d5\u7523\u6295\u8cc7\u306a\u3089\u7d76\u5bfe\u306b\u5132\u304b\u308b\u300d\u3068\u8003\u3048\u308b<\/h4>\n<p>\u5e02\u5834\u306e\u5909\u52d5\u3084\u7ba1\u7406\u306e\u624b\u9593\u3092\u8003\u616e\u3057\u306a\u3044\u3068\u3001\u601d\u308f\u306c\u640d\u5931\u3092\u51fa\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h4>\u2462 \u300c\u82f1\u8a9e\u304c\u308f\u304b\u3089\u306a\u304f\u3066\u3082\u3001\u306a\u3093\u3068\u304b\u306a\u308b\u300d\u3068\u601d\u3046<\/h4>\n<p>\u5951\u7d04\u66f8\u3084\u5e02\u5834\u306e\u60c5\u5831\u306f\u82f1\u8a9e\u304c\u57fa\u672c\u3002\u7d30\u304b\u3044\u30cb\u30e5\u30a2\u30f3\u30b9\u3092\u8aa4\u89e3\u3059\u308b\u3068\u3001\u5927\u304d\u306a\u640d\u5931\u306b\u7e4b\u304c\u308b\u6050\u308c\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>&#x2705; \u65e5\u672c\u4eba\u5411\u3051\u306e\u30b5\u30dd\u30fc\u30c8\u304c\u3042\u308b\u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u3053\u3046\u3057\u305f\u30ea\u30b9\u30af\u3092\u56de\u907f\u3067\u304d\u308b\u3002<\/p>\n<h3>4-3. \u30ea\u30b9\u30af\u3092\u6291\u3048\u308b\u5206\u6563\u6295\u8cc7\u306e\u8003\u3048\u65b9<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u3067\u306f\u30011\u3064\u306e\u6295\u8cc7\u306b\u4f9d\u5b58\u3057\u3059\u304e\u305a\u3001\u8907\u6570\u306e\u6295\u8cc7\u5148\u306b\u5206\u6563\u3059\u308b\u3053\u3068\u304c\u6210\u529f\u306e\u9375\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<h4>\u2460 \u5730\u57df\u306e\u5206\u6563<\/h4>\n<ul>\n<li>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u56fd\u5185\u3060\u3051\u3067\u306a\u304f\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3084\u7c73\u56fd\u5e02\u5834\u3082\u8996\u91ce\u306b\u5165\u308c\u308b<\/li>\n<li>\u70ba\u66ff\u30ea\u30b9\u30af\u3092\u6291\u3048\u308b\u305f\u3081\u3001\u7570\u306a\u308b\u901a\u8ca8\u3067\u8cc7\u7523\u3092\u6301\u3064\u306e\u3082\u6709\u52b9<\/li>\n<\/ul>\n<h4>\u2461 \u8cc7\u7523\u30af\u30e9\u30b9\u306e\u5206\u6563<\/h4>\n<ul>\n<li>\u682a\u5f0f\u3001\u50b5\u5238\u3001\u4e0d\u52d5\u7523\u3001\u5b9a\u671f\u9810\u91d1\u306a\u3069\u3092\u30d0\u30e9\u30f3\u30b9\u3088\u304f\u7d44\u307f\u5408\u308f\u305b\u308b<\/li>\n<li>\u77ed\u671f\u7684\u306a\u5024\u52d5\u304d\u306e\u6fc0\u3057\u3044\u8cc7\u7523\uff08\u682a\u5f0f\uff09\u3068\u3001\u5b89\u5b9a\u6027\u306e\u9ad8\u3044\u8cc7\u7523\uff08\u50b5\u5238\u30fb\u5b9a\u671f\u9810\u91d1\uff09\u3092\u7d44\u307f\u5408\u308f\u305b\u308b<\/li>\n<\/ul>\n<h4>\u2462 \u6295\u8cc7\u671f\u9593\u306e\u5206\u6563<\/h4>\n<ul>\n<li>\u9577\u671f\u6295\u8cc7\u3068\u77ed\u671f\u6295\u8cc7\u3092\u7d44\u307f\u5408\u308f\u305b\u3001\u30ea\u30b9\u30af\u3092\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3059\u308b<\/li>\n<li>\u9577\u671f\u7684\u306b\u6210\u9577\u3059\u308b\u8cc7\u7523\uff08\u4e0d\u52d5\u7523\u3084\u682a\u5f0f\uff09\u3068\u3001\u77ed\u671f\u7684\u306b\u53ce\u76ca\u3092\u5f97\u3089\u308c\u308b\u8cc7\u7523\uff08\u5b9a\u671f\u9810\u91d1\u3084\u50b5\u5238\uff09\u3092\u9069\u5207\u306b\u914d\u5206<\/li>\n<\/ul>\n<p>&#x2705; \u3053\u3046\u3057\u305f\u5206\u6563\u6295\u8cc7\u306e\u6226\u7565\u3092\u8003\u3048\u308b\u969b\u3082\u3001\u7d4c\u9a13\u8c4a\u5bcc\u306a\u30d7\u30ed\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u53d7\u3051\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<h3>4-4. \u307e\u3068\u3081\uff1a\u8cc7\u7523\u904b\u7528\u3092\u6210\u529f\u3055\u305b\u308b\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\u3092\u6210\u529f\u3055\u305b\u308b\u305f\u3081\u306b\u306f\u3001\u4ee5\u4e0b\u306e3\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u62bc\u3055\u3048\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<ol>\n<li><strong>\u7a0e\u5236\u30fb\u898f\u5236\u3092\u6b63\u3057\u304f\u7406\u89e3\u3057\u3001\u4f59\u8a08\u306a\u7a0e\u91d1\u3092\u6255\u308f\u306a\u3044\u3053\u3068<\/strong><\/li>\n<li><strong>\u6295\u8cc7\u5bfe\u8c61\u3092\u9069\u5207\u306b\u5206\u6563\u3057\u3001\u30ea\u30b9\u30af\u3092\u6291\u3048\u308b\u3053\u3068<\/strong><\/li>\n<li><strong>\u5c02\u9580\u5bb6\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u6d3b\u7528\u3057\u3001\u78ba\u5b9f\u306a\u8cc7\u7523\u904b\u7528\u3092\u884c\u3046\u3053\u3068<\/strong><\/li>\n<\/ol>\n<p>&#x2705; \u300c\u6d77\u5916\u6295\u8cc7\uff1d\u9ad8\u30ea\u30b9\u30af\u300d\u3067\u306f\u306a\u304f\u3001\u9069\u5207\u306a\u77e5\u8b58\u3068\u30d7\u30ed\u306e\u30b5\u30dd\u30fc\u30c8\u304c\u3042\u308c\u3070\u3001\u5b89\u5b9a\u3057\u305f\u8cc7\u7523\u5f62\u6210\u304c\u671f\u5f85\u3067\u304d\u308b\u3002<\/p>\n<p>&#x2705; \u500b\u4eba\u3067\u5168\u3066\u3092\u7ba1\u7406\u3059\u308b\u3088\u308a\u3082\u3001\u65e5\u672c\u4eba\u5411\u3051\u306e\u8cc7\u7523\u904b\u7528\u30b5\u30fc\u30d3\u30b9\u3092\u5229\u7528\u3057\u305f\u65b9\u304c\u3001\u9577\u671f\u7684\u306b\u898b\u3066\u3088\u308a\u5b89\u5fc3\u30fb\u5b89\u5168\u306a\u904b\u7528\u304c\u3067\u304d\u308b\u3002<\/p>\n<p>\u6b21\u306e\u7ae0\u3067\u306f\u3001\u300c\u3069\u306e\u3088\u3046\u306b\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308c\u3070\u3044\u3044\u306e\u304b\uff1f\u300d\u300c\u30d7\u30ed\u306b\u4efb\u305b\u308b\u3079\u304d\uff1f\u300d \u3068\u3044\u3046\u7591\u554f\u306b\u95a2\u3057\u3066\u3001\u30b9\u30c6\u30c3\u30d7\u30ac\u30a4\u30c9\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2 id=\"5\">5. \u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306f\u30d7\u30ed\u306b\u4efb\u305b\u308b\u3079\u304d\uff1f<\/h2>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u8cc7\u7523\u904b\u7528\u306b\u306f\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u7a0e\u5236\u3084\u898f\u5236\u306e\u9055\u3044\u3001\u60c5\u5831\u306e\u58c1\u306a\u3069\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u3088\u308a\u78ba\u5b9f\u3067\u5b89\u5fc3\u306a\u65b9\u6cd5\u3068\u3057\u3066\u306f\u3001\u500b\u4eba\u3067\u904b\u7528\u3059\u308b\u3088\u308a\u3082\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<p>\u3067\u306f\u3001\u5b9f\u969b\u306b\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308b\u306b\u306f\u3069\u3046\u3059\u308c\u3070\u3088\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u3053\u306e\u7ae0\u3067\u306f\u3001\u30d7\u30ed\u306b\u4efb\u305b\u308b\u3079\u304d\u7406\u7531\u3068\u3001\u5b9f\u969b\u306e\u59d4\u8a17\u30d7\u30ed\u30bb\u30b9\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3>5-1. \u306a\u305c\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u65b9\u304c\u5b89\u5fc3\u306a\u306e\u304b\uff1f<\/h3>\n<p>\u300c\u6d77\u5916\u6295\u8cc7\u306f\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u300d\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u308c\u306f\u9069\u5207\u306a\u60c5\u5831\u3084\u30b5\u30dd\u30fc\u30c8\u306a\u3057\u306b\u81ea\u5df1\u5224\u65ad\u3067\u6295\u8cc7\u3092\u3057\u3066\u3057\u307e\u3046\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u3053\u3068\u3067\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u5f97\u3089\u308c\u307e\u3059\u3002<\/p>\n<h4>\u2460 \u7a0e\u5236\u30fb\u898f\u5236\u306e\u9055\u3044\u306b\u3088\u308b\u30ea\u30b9\u30af\u3092\u56de\u907f\u3067\u304d\u308b<\/h4>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3068\u65e5\u672c\u306e\u7a0e\u5236\u306e\u9055\u3044\u3092\u7406\u89e3\u3059\u308b\u306e\u306f\u96e3\u3057\u304f\u3001\u8aa4\u3063\u305f\u7533\u544a\u3092\u3059\u308b\u3068\u4f59\u8a08\u306a\u7a0e\u91d1\u3092\u652f\u6255\u3046\u3053\u3068\u306b\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002<\/p>\n<p>\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u3067\u3042\u308c\u3070\u3001\u7a0e\u5236\u3084\u898f\u5236\u306b\u7cbe\u901a\u3057\u305f\u5c02\u9580\u5bb6\u306b\u9069\u5207\u306a\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u6c42\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h4>\u2461 \u5e02\u5834\u306e\u6700\u65b0\u60c5\u5831\u3092\u6d3b\u7528\u3067\u304d\u308b<\/h4>\n<p>\u500b\u4eba\u3067\u6700\u65b0\u306e\u6295\u8cc7\u60c5\u5831\u3092\u5f97\u308b\u306e\u306f\u96e3\u3057\u304f\u3001\u82f1\u8a9e\u306e\u60c5\u5831\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u30d7\u30ed\u306f\u5e02\u5834\u306e\u52d5\u5411\u3092\u5e38\u306b\u30c1\u30a7\u30c3\u30af\u3057\u3066\u304a\u308a\u3001\u9069\u5207\u306a\u6295\u8cc7\u5224\u65ad\u304c\u53ef\u80fd\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<h4>\u2462 \u8cc7\u7523\u306e\u7ba1\u7406\u30fb\u904b\u7528\u3092\u4efb\u305b\u3089\u308c\u308b<\/h4>\n<p>\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u3059\u308b\u5834\u5408\u3001\u7ba1\u7406\u696d\u52d9\uff08\u8cc3\u8cb8\u5951\u7d04\u3001\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u3001\u7a0e\u52d9\u51e6\u7406\uff09\u3082\u767a\u751f\u3057\u307e\u3059\u3002<\/p>\n<p>\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u306a\u3089\u3001\u7169\u96d1\u306a\u624b\u7d9a\u304d\u3092\u3059\u3079\u3066\u4ee3\u884c\u3057\u3066\u304f\u308c\u308b\u305f\u3081\u3001\u624b\u9593\u304c\u304b\u304b\u3089\u306a\u3044\u3002<\/p>\n<p>&#x2705; \u300c\u6295\u8cc7\u306e\u5c02\u9580\u77e5\u8b58\u304c\u306a\u3044\u300d\u300c\u82f1\u8a9e\u304c\u4e0d\u5b89\u300d\u300c\u7a0e\u52d9\u3084\u898f\u5236\u304c\u5fc3\u914d\u300d\u306a\u4eba\u306f\u3001\u30d7\u30ed\u306b\u4efb\u305b\u308b\u306e\u304c\u30d9\u30b9\u30c8\u306a\u9078\u629e\u80a2\u3002<\/p>\n<h3>5-2. \u8cc7\u7523\u904b\u7528\u3092\u59d4\u8a17\u3059\u308b\u6d41\u308c<\/h3>\n<p>\u3067\u306f\u3001\u5b9f\u969b\u306b\u8cc7\u7523\u904b\u7528\u3092\u30d7\u30ed\u306b\u4efb\u305b\u308b\u5834\u5408\u3001\u3069\u306e\u3088\u3046\u306a\u30b9\u30c6\u30c3\u30d7\u3092\u8e0f\u3081\u3070\u3088\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<h4>\u2460 \u8cc7\u7523\u904b\u7528\u306e\u76ee\u7684\u3092\u660e\u78ba\u306b\u3059\u308b<\/h4>\n<p>\u307e\u305a\u306f\u3001\u81ea\u5206\u306e\u8cc7\u7523\u3092\u3069\u306e\u3088\u3046\u306b\u904b\u7528\u3057\u305f\u3044\u306e\u304b\u3092\u660e\u78ba\u306b\u3057\u307e\u3059\u3002<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 50%; background-color: #fafade; text-align: center;\"><strong>\u904b\u7528\u65b9\u91dd<\/strong><\/td>\n<td style=\"width: 50%; background-color: #fafade; text-align: center;\"><strong>\u8cc7\u7523\u7ba1\u7406\u306e\u65b9\u6cd5<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">&#x2705; \u9577\u671f\u7684\u306b\u8cc7\u7523\u3092\u5897\u3084\u3057\u305f\u3044<\/td>\n<td style=\"width: 50%;\">\u682a\u5f0f\u30fb\u4e0d\u52d5\u7523\u6295\u8cc7<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">&#x2705; \u5b89\u5b9a\u3057\u305f\u53ce\u76ca\u3092\u5f97\u305f\u3044<\/td>\n<td style=\"width: 50%;\">\u50b5\u5238\u30fb\u5b9a\u671f\u9810\u91d1\u304c\u4e3b\u306a\u9078\u629e\u80a2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">&#x2705; \u30ea\u30b9\u30af\u3092\u6291\u3048\u306a\u304c\u3089\u904b\u7528\u3057\u305f\u3044<\/td>\n<td style=\"width: 50%;\">\u5206\u6563\u6295\u8cc7\u306e\u6226\u7565\u304c\u5fc5\u8981<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u3061\u306a\u307f\u306b\u3001\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u306b\u76f8\u8ac7\u3059\u308b\u524d\u306b\u3001\u3042\u308b\u7a0b\u5ea6\u306e\u65b9\u5411\u6027\u3092\u6c7a\u3081\u3066\u304a\u304f\u3068\u30b9\u30e0\u30fc\u30ba\u3067\u3059\u3002<\/p>\n<h4>\u2461 \u65e5\u672c\u4eba\u5411\u3051\u306e\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u3092\u9078\u3076<\/h4>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306b\u306f\u3001\u65e5\u672c\u4eba\u5411\u3051\u306b\u8cc7\u7523\u904b\u7528\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u5c02\u9580\u5bb6\u3084\u4f1a\u793e\u304c\u3044\u304f\u3064\u304b\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n<p>&#x2705; \u300c\u65e5\u672c\u8a9e\u5bfe\u5fdc\u304c\u3042\u308b\u304b\uff1f\u300d\u3092\u78ba\u8a8d<br \/>\n&#x2705; \u300c\u904e\u53bb\u306e\u5b9f\u7e3e\u300d\u300c\u53e3\u30b3\u30df\u300d\u306a\u3069\u3092\u30c1\u30a7\u30c3\u30af<br \/>\n&#x2705; \u300c\u3069\u306e\u3088\u3046\u306a\u8cc7\u7523\u904b\u7528\u3092\u5f97\u610f\u3068\u3057\u3066\u3044\u308b\u304b\uff1f\u300d\u3092\u6bd4\u8f03<\/p>\n<p>\u6b21\u7ae0\u3067\u3001\u65e5\u672c\u4eba\u5411\u3051\u306e\u304a\u3059\u3059\u3081\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h4>\u2462 \u521d\u56de\u76f8\u8ac7\uff08\u7121\u6599\u30ab\u30a6\u30f3\u30bb\u30ea\u30f3\u30b0\uff09\u3092\u53d7\u3051\u308b<\/h4>\n<p>\u591a\u304f\u306e\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u3067\u306f\u3001\u521d\u56de\u306e\u76f8\u8ac7\u3092\u7121\u6599\u3067\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u76f8\u8ac7\u6642\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u5185\u5bb9\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&#x2705; \u3069\u306e\u3088\u3046\u306a\u6295\u8cc7\u65b9\u6cd5\u304c\u9069\u3057\u3066\u3044\u308b\u306e\u304b\uff1f<br \/>\n&#x2705; \u7a0e\u5236\u3084\u898f\u5236\u306b\u3064\u3044\u3066\u306e\u30b5\u30dd\u30fc\u30c8\u306f\u3042\u308b\u304b\uff1f<br \/>\n&#x2705; \u624b\u6570\u6599\u3084\u7ba1\u7406\u30b3\u30b9\u30c8\u306f\u3069\u306e\u304f\u3089\u3044\u304b\u304b\u308b\u306e\u304b\uff1f<br \/>\n&#x2705; \u91cd\u8981\u30dd\u30a4\u30f3\u30c8\uff1a\u300c\u7121\u7406\u306b\u5951\u7d04\u3092\u8feb\u308b\u4f1a\u793e\u306f\u8981\u6ce8\u610f\u300d<\/p>\n<p>\u2192 \u4fe1\u983c\u3067\u304d\u308b\u4f1a\u793e\u306f\u3001\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u306b\u5408\u3063\u305f\u30d7\u30e9\u30f3\u3092\u63d0\u6848\u3057\u3066\u304f\u308c\u308b\u3002<\/p>\n<h4>\u2463 \u8cc7\u7523\u904b\u7528\u30d7\u30e9\u30f3\u306e\u4f5c\u6210\u30fb\u5951\u7d04<\/h4>\n<p>\u521d\u56de\u76f8\u8ac7\u5f8c\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u30d7\u30e9\u30f3\u3092\u63d0\u6848\u3057\u3066\u3082\u3089\u3044\u3001\u7d0d\u5f97\u3057\u305f\u3089\u5951\u7d04\u3092\u7d50\u3073\u307e\u3059\u3002<\/p>\n<p>&#x2705; \u5951\u7d04\u524d\u306b\u3001\u624b\u6570\u6599\u3084\u7ba1\u7406\u8cbb\u7528\u3092\u3057\u3063\u304b\u308a\u78ba\u8a8d\u3059\u308b\u3053\u3068<br \/>\n&#x2705; \u4e0d\u660e\u70b9\u304c\u3042\u308c\u3070\u3001\u65e5\u672c\u8a9e\u3067\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u3082\u3089\u3048\u308b\u304b\u78ba\u8a8d<\/p>\n<p>\u5951\u7d04\u5f8c\u306f\u3001\u5c02\u9580\u5bb6\u304c\u904b\u7528\u3092\u958b\u59cb\u3057\u3001\u5b9a\u671f\u7684\u306a\u30ec\u30dd\u30fc\u30c8\u3084\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u304f\u308c\u307e\u3059\u3002<\/p>\n<h3>5-3. \u81ea\u5206\u3067\u3084\u308b vs \u30d7\u30ed\u306b\u4efb\u305b\u308b\uff1a\u7d50\u5c40\u3069\u3061\u3089\u304c\u826f\u3044\uff1f<\/h3>\n<p>\u3053\u3053\u307e\u3067\u8aac\u660e\u3057\u305f\u3088\u3046\u306b\u3001\u6d77\u5916\u6295\u8cc7\u3092\u500b\u4eba\u3067\u884c\u3046\u306b\u306f\u591a\u304f\u306e\u30ea\u30b9\u30af\u304c\u4f34\u3044\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001\u30d7\u30ed\u306b\u59d4\u8a17\u3059\u308c\u3070\u3001\u30ea\u30b9\u30af\u3092\u6291\u3048\u3064\u3064\u5b89\u5b9a\u3057\u305f\u904b\u7528\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 33.3333%; text-align: center; background-color: #fafade;\"><\/td>\n<td style=\"width: 33.3333%; background-color: #fafade; text-align: center;\"><strong>\u81ea\u5206\u3067\u904b\u7528<\/strong><\/td>\n<td style=\"width: 33.3333%; text-align: center; background-color: #fafade;\"><strong>\u30d7\u30ed\u306b\u4efb\u305b\u308b<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">\u7a0e\u5236\u306e\u7406\u89e3<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u81ea\u5206\u3067\u8abf\u3079\u308b\u5fc5\u8981\u3042\u308a<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u5c02\u9580\u5bb6\u304c\u30b5\u30dd\u30fc\u30c8<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">\u60c5\u5831\u53ce\u96c6<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u82f1\u8a9e\u3067\u5e02\u5834\u60c5\u5831\u3092\u8abf\u3079\u308b\u5fc5\u8981\u3042\u308a<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u6700\u65b0\u306e\u5e02\u5834\u60c5\u5831\u3092\u63d0\u4f9b<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">\u7ba1\u7406\u696d\u52d9<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u81ea\u5206\u3067\u5bfe\u5fdc\uff08\u4e0d\u52d5\u7523\u7ba1\u7406\u30fb\u7a0e\u52d9\u51e6\u7406\u306a\u3069\uff09<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u3059\u3079\u3066\u4ee3\u884c\u3057\u3066\u3082\u3089\u3048\u308b<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">\u30ea\u30b9\u30af<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u81ea\u5df1\u8cac\u4efb\u3067\u904b\u7528<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u5206\u6563\u6295\u8cc7\u306e\u6226\u7565\u3092\u63d0\u6848<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">\u6295\u8cc7\u5224\u65ad<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u3059\u3079\u3066\u81ea\u5df1\u5224\u65ad<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u30d7\u30ed\u306e\u5206\u6790\u306b\u57fa\u3065\u3044\u305f\u904b\u7528<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">\u5b89\u5fc3\u611f<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u77e5\u8b58\u30fb\u7d4c\u9a13\u304c\u5fc5\u8981<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u3053\u3068\u3067\u5b89\u5fc3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&#x2705; \u7d50\u8ad6\uff1a\u300c\u5f8c\u3067\u5f8c\u6094\u3057\u306a\u3044\u305f\u3081\u306b\u3001\u30d7\u30ed\u306b\u4efb\u305b\u308b\u306e\u304c\u8ce2\u660e\u306a\u9078\u629e\u300d<\/p>\n<p>&#x2705; \u6295\u8cc7\u306e\u30d7\u30ed\u304c\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304f\u308c\u308b\u3053\u3068\u3067\u3001\u5b89\u5fc3\u3057\u3066\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n<h3>5-4. \u307e\u3068\u3081\uff1a\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308b\u306a\u3089\u3001\u307e\u305a\u306f\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u3088\u3046<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306f\u3001\u300c\u6b63\u3057\u3044\u77e5\u8b58\u300d\u3068\u300c\u9069\u5207\u306a\u30b5\u30dd\u30fc\u30c8\u300d\u304c\u3042\u308c\u3070\u3001\u5b89\u5b9a\u3057\u305f\u30ea\u30bf\u30fc\u30f3\u3092\u5f97\u3089\u308c\u308b\u9b45\u529b\u7684\u306a\u9078\u629e\u80a2\u3067\u3059\u3002<\/p>\n<p>&#x2705; \u81ea\u5206\u3060\u3051\u3067\u904b\u7528\u3059\u308b\u306e\u306f\u30ea\u30b9\u30af\u304c\u9ad8\u3044<br \/>\n&#x2705; \u30d7\u30ed\u306b\u4efb\u305b\u308c\u3070\u3001\u7a0e\u52d9\u30fb\u898f\u5236\u30fb\u5e02\u5834\u60c5\u5831\u3092\u30ab\u30d0\u30fc\u3067\u304d\u308b<br \/>\n&#x2705; \u307e\u305a\u306f\u65e5\u672c\u4eba\u5411\u3051\u306e\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u306b\u76f8\u8ac7\u3059\u308b\u306e\u304c\u6700\u5584\u306e\u7b2c\u4e00\u6b69<\/p>\n<p>\u6b21\u306e\u7ae0\u3067\u306f\u3001\u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u8cc7\u7523\u7ba1\u904b\u7528\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u304a\u3059\u3059\u3081\u306e\u4f1a\u793e\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<p>\u3042\u306a\u305f\u306b\u6700\u9069\u306a\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u898b\u3064\u3051\u3066\u3001\u5b89\u5fc3\u3057\u3066\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u307e\u3057\u3087\u3046\uff01<\/p>\n<h2 id=\"6\">6.\u3010\u65e5\u672c\u8a9e\u5bfe\u5fdc\u53ef\u3011\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u8cc7\u7523\u7ba1\u7406\u30fb\u904b\u7528\u30b5\u30fc\u30d3\u30b9\u7d39\u4ecb<\/h2>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u3067\u306f\u3001\u300c\u81ea\u5206\u306b\u5408\u3063\u305f\u4fe1\u983c\u3067\u304d\u308b\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u3092\u9078\u3076\u3053\u3068\u300d\u304c\u6210\u529f\u306e\u9375\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u6d77\u5916\u306e\u91d1\u878d\u6a5f\u95a2\u3084\u6295\u8cc7\u4f1a\u793e\u306f\u82f1\u8a9e\u5bfe\u5fdc\u304c\u57fa\u672c\u3067\u3001\u65e5\u672c\u4eba\u304c\u81ea\u529b\u3067\u9078\u3076\u306e\u306f\u96e3\u3057\u3044\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u3001\u300c\u65e5\u672c\u8a9e\u5bfe\u5fdc\u304c\u3042\u308a\u3001\u5b9f\u7e3e\u306e\u3042\u308b\u8cc7\u7523\u904b\u7528\u30b5\u30fc\u30d3\u30b9\u300d\u3092\u63d0\u4f9b\u3059\u308b\u793e\u3092\u3044\u304f\u3064\u304b\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<p>\u305d\u308c\u3082\u53c2\u8003\u306b\u3057\u306a\u304c\u3089\u3001\u5404\u793e\u306e\u7279\u5fb4\u3084\u5f37\u307f\u3092\u6bd4\u8f03\u3057\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u898b\u3064\u3051\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>6-1. \u65e5\u672c\u4eba\u5411\u3051\u306e\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e\u3092\u9078\u3076\u30dd\u30a4\u30f3\u30c8<\/h3>\n<p>\u307e\u305a\u3001\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e\u3092\u9078\u3076\u969b\u306b\u30c1\u30a7\u30c3\u30af\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e3b\u306a\u30c1\u30a7\u30c3\u30af\u30dd\u30a4\u30f3\u30c8\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n<li>&#x2705; <span style=\"text-decoration: underline;\"><strong>\u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u6709\u7121<\/strong><\/span><br \/>\n\u5951\u7d04\u3084\u30b5\u30dd\u30fc\u30c8\u3092\u65e5\u672c\u8a9e\u3067\u53d7\u3051\u3089\u308c\u308b\u304b\uff1f<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li>&#x2705; <span style=\"text-decoration: underline;\"><strong>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u5b9f\u7e3e<\/strong><\/span><br \/>\n\u3069\u306e\u304f\u3089\u3044\u306e\u904b\u7528\u6b74\u304c\u3042\u308a\u3001\u3069\u306e\u5206\u91ce\u306b\u5f37\u3044\u304b\uff1f<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li>&#x2705; <span style=\"text-decoration: underline;\"><strong>\u63d0\u4f9b\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u306e\u5185\u5bb9<\/strong><\/span><br \/>\n\u682a\u5f0f\u30fb\u4e0d\u52d5\u7523\u30fb\u50b5\u5238\u306a\u3069\u3001\u3069\u306e\u8cc7\u7523\u904b\u7528\u3092\u6271\u3063\u3066\u3044\u308b\u304b\uff1f<\/li>\n<\/ul>\n<p>\u305d\u306e\u4ed6\u306b\u3082\u3001\u9867\u5ba2\u30b5\u30dd\u30fc\u30c8\u306e\u8cea<span style=\"font-size: 10pt;\">\uff08\u904b\u7528\u5f8c\u306e\u5b9a\u671f\u7684\u306a\u30a2\u30c9\u30d0\u30a4\u30b9\u3084\u5831\u544a\u304c\u3042\u308b\u304b\uff1f\uff09<\/span>\u3084\u624b\u6570\u6599\u306e\u900f\u660e\u6027<span style=\"font-size: 10pt;\">\uff08\u7ba1\u7406\u8cbb\u3084\u6210\u529f\u5831\u916c\u306a\u3069\u3001\u6599\u91d1\u4f53\u7cfb\u304c\u660e\u78ba\u304b\uff1f\uff09<\/span>\u306b\u3064\u3044\u3066\u3082\u53ef\u80fd\u306a\u9650\u308a\u30ea\u30b5\u30fc\u30c1\u3059\u308b\u3053\u3068\u3067\u5931\u6557\u3059\u308b\u30ea\u30b9\u30af\u3092\u30df\u30cb\u30de\u30a4\u30ba\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3>6-2. \u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e2\u793e<\/h3>\n<p>\u3053\u3053\u3067\u306f\u3001\u65e5\u672c\u8a9e\u5bfe\u5fdc\u304c\u3042\u308a\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306b\u5b9f\u7e3e\u306e\u3042\u308b\u4ee3\u8868\u7684\u306a\u4f01\u696d\u30922\u793e\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h4>\u2460 Bancorp\u30b0\u30eb\u30fc\u30d7<\/h4>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12059 size-medium\" src=\"https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-7.50.46\u202fpm-500x262.png\" alt=\"Bancorp\u30b0\u30eb\u30fc\u30d7\" width=\"500\" height=\"262\" srcset=\"https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-7.50.46\u202fpm-500x262.png 500w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-7.50.46\u202fpm-700x367.png 700w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-7.50.46\u202fpm-300x157.png 300w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-7.50.46\u202fpm-768x402.png 768w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-7.50.46\u202fpm.png 1000w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: 8pt;\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.bancorp.co.nz\/jp\/\" target=\"_blank\" rel=\"noopener\">Bancorp<\/a><\/span><\/p>\n<p>1986\u5e74\u306b\u30aa\u30fc\u30af\u30e9\u30f3\u30c9\u3067\u8a2d\u7acb\u3055\u308c\u305f\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u72ec\u7acb\u7cfb\u6295\u8cc7\u9280\u884c\u3067\u3042\u308b\u300c<strong><a href=\"https:\/\/www.bancorp.co.nz\/jp\/\" target=\"_blank\" rel=\"noopener\">Bancorp\u30b0\u30eb\u30fc\u30d7<\/a><\/strong>\u300d\u306f\u300130\u5e74\u4ee5\u4e0a\u306b\u308f\u305f\u308a\u56fd\u5185\u5916\u306e\u4f01\u696d\u3084\u500b\u4eba\u306b\u5bfe\u3057\u3066\u72ec\u7acb\u3057\u305f\u91d1\u878d\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u304a\u3088\u3073\u5b9f\u884c\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u200b<\/p>\n<p><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">\u7279\u306b\u65e5\u672c\u3084\u4e2d\u56fd\u306a\u3069\u30a2\u30b8\u30a2\u570f\u306e\u5bcc\u88d5\u5c64\u5411\u3051\u8cc7\u7523\u904b\u7528\u30fb\u8cc7\u7523\u7ba1\u7406\u306e\u5206\u91ce\u3067\u3082\u5b9a\u8a55\u304c\u3042\u308b\u4ed6\u3001\u73fe\u5730\u306e\u4e0d\u52d5\u7523\u8cfc\u5165\u3001\u6295\u8cc7\u3001\u9280\u884c\u53e3\u5ea7\u958b\u8a2d\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f97\u306a\u3069\u306b\u95a2\u3059\u308b\u30ef\u30f3\u30b9\u30c8\u30c3\u30d7\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/span>\u200b<\/p>\n<p><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">\u307e\u305f\u3001\u65e5\u672c\u3068\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u91d1\u878d\u696d\u754c\u3067\u305d\u308c\u305e\u308c\u7d0410\u5e74\u306e\u7d4c\u9a13\u3092\u6709\u3059\u308b<strong><a href=\"https:\/\/www.bancorp.co.nz\/jp\/private-banking\/\" target=\"_blank\" rel=\"noopener\">\u65e5\u672c\u4eba\u306eSenior Sales Manager<\/a><\/strong>\u3082\u5728\u7c4d\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u5b89\u5fc3\u3057\u3066\u65e5\u672c\u8a9e\u3067\u76f8\u8ac7\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<blockquote><p><strong>\u3010Bancorp \u65e5\u672c\u8a9e\u516c\u5f0f\u30da\u30fc\u30b8\u3011<\/strong><br \/>\n<strong><a href=\"https:\/\/www.bancorp.co.nz\/jp\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bancorp.co.nz\/jp\/<\/a><\/strong><\/p>\n<p><strong>\u203b\u300e\u6d77\u5916\u9001\u91d1\u30fb\u8cc7\u7523\u904b\u7528\u300f\u306b\u95a2\u3059\u308b\u304a\u554f\u3044\u5408\u308f\u305b\u306f\u3001\u3053\u3061\u3089\u306e<a href=\"https:\/\/askmenz.com\/contact-asset-management\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a9\u30fc\u30e0<\/a>\u304b\u3089\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/strong><\/p><\/blockquote>\n<h4>\u2461 Nikko Asset Management<\/h4>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12060 size-medium\" src=\"https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-8.16.59\u202fpm-500x266.png\" alt=\"\u30cb\u30c3\u30b3\u30fc\u30fb\u30a2\u30bb\u30c3\u30c8\u30fb\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\" width=\"500\" height=\"266\" srcset=\"https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-8.16.59\u202fpm-500x266.png 500w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-8.16.59\u202fpm-700x372.png 700w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-8.16.59\u202fpm-300x160.png 300w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-8.16.59\u202fpm-768x409.png 768w, https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/Screenshot-2025-04-23-at-8.16.59\u202fpm.png 1000w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: 8pt;\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.nikkoam.co.nz\/\" target=\"_blank\" rel=\"noopener\">nikko am<\/a><\/span><\/p>\n<p>1959\u5e74\u306b\u65e5\u672c\u3067\u8a2d\u7acb\u3055\u308c\u305f\u300c<strong><a href=\"https:\/\/www.nikkoam.co.nz\/\" target=\"_blank\" rel=\"noopener\">Nikko Asset Management<\/a><\/strong>\u300d\u306f\u30012011\u5e74\u306bTyndall Investments\u306e\u8cb7\u53ce\u3092\u901a\u3058\u3066\u3001\u30aa\u30fc\u30af\u30e9\u30f3\u30c9\u306b\u62e0\u70b9\u3092\u958b\u8a2d\u3057\u307e\u3057\u305f\u3002<\/p>\n<p><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">\u30a2\u30b8\u30a2\u306b\u30eb\u30fc\u30c4\u3092\u6301\u3064\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u3068\u3057\u3066\u3001\u65e5\u672c\u4eba\u6295\u8cc7\u5bb6\u5411\u3051\u306b\u591a\u69d8\u306a\u8cc7\u7523\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/span>\u200b<\/p>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u62e0\u70b9\u3067\u306f\u65e5\u672c\u8a9e\u306b\u5bfe\u5fdc\u53ef\u80fd\u306a\u30b9\u30bf\u30c3\u30d5\u3082\u5728\u7c4d\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u3053\u3061\u3089\u3082\u5b89\u5fc3\u3057\u3066\u76f8\u8ac7\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<blockquote><p><strong>\u3010Nikko Asset Management \u516c\u5f0f\u30da\u30fc\u30b8\u3011<br \/>\n<a href=\"https:\/\/www.nikkoam.co.nz\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nikkoam.co.nz\/<\/a><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u203b\u300e\u6d77\u5916\u9001\u91d1\u30fb\u8cc7\u7523\u904b\u7528\u300f\u306b\u95a2\u3059\u308b\u304a\u554f\u3044\u5408\u308f\u305b\u306f\u3001\u3053\u3061\u3089\u306e<a href=\"https:\/\/askmenz.com\/contact-asset-management\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a9\u30fc\u30e0<\/a>\u304b\u3089\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/strong><\/p><\/blockquote>\n<h3>6-3. \u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u3092\u5229\u7528\u3059\u308b\u30e1\u30ea\u30c3\u30c8<\/h3>\n<p>\u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u3092\u5229\u7528\u3059\u308b\u4e3b\u306a3\u3064\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<h4>\u2460 \u81ea\u5206\u3067\u904b\u7528\u3059\u308b\u3088\u308a\u3082\u30ea\u30b9\u30af\u3092\u6291\u3048\u3089\u308c\u308b<\/h4>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u7a0e\u5236\u3084\u898f\u5236\u3092\u7406\u89e3\u3059\u308b\u306e\u306f\u96e3\u3057\u304f\u3001\u81ea\u5df1\u5224\u65ad\u3067\u904b\u7528\u3059\u308b\u3068\u640d\u5931\u306b\u7e4b\u304c\u308b\u30ea\u30b9\u30af\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n\u3082\u3057\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308c\u3070\u3001\u305d\u306e\u3088\u3046\u306a\u30ea\u30b9\u30af\u3092\u6700\u5c0f\u9650\u306b\u6291\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n<h4>\u2461 \u65e5\u672c\u8a9e\u3067\u306e\u30b5\u30dd\u30fc\u30c8\u304c\u53d7\u3051\u3089\u308c\u308b<\/h4>\n<p>\u6d77\u5916\u6295\u8cc7\u3067\u4e00\u756a\u306e\u58c1\u3068\u306a\u308b\u306e\u304c\u300c\u8a00\u8a9e\u306e\u9055\u3044\u300d\u3002\u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u3042\u308b\u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u306a\u3089\u3001\u5b89\u5fc3\u3057\u3066\u76f8\u8ac7\u3067\u304d\u307e\u3059\u3002<\/p>\n<h4>\u00a0\u2462 \u9577\u671f\u7684\u306b\u5b89\u5b9a\u3057\u305f\u8cc7\u7523\u5f62\u6210\u304c\u53ef\u80fd<\/h4>\n<p>\u8cc7\u7523\u904b\u7528\u306f\u77ed\u671f\u9593\u3067\u7d50\u679c\u3092\u51fa\u3059\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u9577\u671f\u7684\u306a\u8996\u70b9\u3067\u8a08\u753b\u7684\u306b\u884c\u3046\u3053\u3068\u304c\u91cd\u8981\u3002\u30d7\u30ed\u306b\u7ba1\u7406\u3092\u4efb\u305b\u308b\u3053\u3068\u3067\u3001\u7740\u5b9f\u306b\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3>6-4. \u307e\u305a\u306f\u7121\u6599\u76f8\u8ac7\u304b\u3089\u59cb\u3081\u3088\u3046\uff01<\/h3>\n<p>\u300c\u6d77\u5916\u306e\u8cc7\u7523\u904b\u7528\u3063\u3066\u96e3\u3057\u305d\u3046\u2026\u300d\u3068\u601d\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u4fe1\u983c\u3067\u304d\u308b\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3059\u308c\u3070\u3001\u4e0d\u5b89\u3092\u89e3\u6d88\u3057\u306a\u304c\u3089\u78ba\u5b9f\u306b\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&#x2705; \u307e\u305a\u306f\u7121\u6599\u76f8\u8ac7\u3092\u7533\u3057\u8fbc\u3093\u3067\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u904b\u7528\u30d7\u30e9\u30f3\u3092\u898b\u3064\u3051\u307e\u3057\u3087\u3046\u3002<br \/>\n&#x2705; \u300c\u3069\u306e\u4f1a\u793e\u304c\u81ea\u5206\u306b\u5408\u3063\u3066\u3044\u308b\u306e\u304b\uff1f\u300d\u3092\u6bd4\u8f03\u3057\u3066\u304b\u3089\u6c7a\u3081\u308b\u306e\u304c\u30dd\u30a4\u30f3\u30c8\u3002<br \/>\n&#x2705; \u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u3042\u308b\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e\u306a\u3089\u3001\u5b89\u5fc3\u3057\u3066\u9577\u671f\u7684\u306a\u904b\u7528\u304c\u53ef\u80fd\u3002<\/p>\n<h3>6-5. \u307e\u3068\u3081\uff1a\u5f8c\u6094\u3057\u306a\u3044\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u3088\u3046<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306f\u3001\u9069\u5207\u306a\u30b5\u30dd\u30fc\u30c8\u304c\u3042\u308c\u3070\u6210\u529f\u7387\u304c\u5927\u5e45\u306b\u5411\u4e0a\u3057\u307e\u3059\u3002<\/p>\n<p>&#x1f539; \u500b\u4eba\u3067\u904b\u7528\u3059\u308b\u3068\u3001\u7a0e\u5236\u30fb\u898f\u5236\u30fb\u7ba1\u7406\u306e\u8ca0\u62c5\u304c\u5927\u304d\u3044<br \/>\n&#x1f539; \u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e\u3092\u5229\u7528\u3059\u308c\u3070\u3001\u624b\u9593\u306a\u304f\u3088\u308a\u5b89\u5fc3\u3057\u3066\u904b\u7528\u3067\u304d\u308b<br \/>\n&#x1f539; \u307e\u305a\u306f\u7121\u6599\u76f8\u8ac7\u3092\u53d7\u3051\u3066\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u8cc7\u7523\u904b\u7528\u30d7\u30e9\u30f3\u3092\u898b\u3064\u3051\u308b\u3053\u3068\u304c\u5927\u5207<\/p>\n<p>\u300c\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u305f\u3044\u3051\u308c\u3069\u3001\u3069\u3046\u3059\u308c\u3070\u3044\u3044\u304b\u308f\u304b\u3089\u306a\u3044\u2026\u300d\u3068\u3044\u3046\u65b9\u306f\u3001\u307e\u305a\u306f\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u3001\u4e00\u6b69\u3092\u8e0f\u307f\u51fa\u3057\u3066\u307f\u307e\u3057\u3087\u3046\uff01<\/p>\n<h2>7. \u307e\u3068\u3081\uff1a\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306f\u300c\u30d7\u30ed\u306b\u4efb\u305b\u308b\u300d\u304c\u6210\u529f\u306e\u9375<\/h2>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306f\u3001\u5b89\u5b9a\u3057\u305f\u7d4c\u6e08\u74b0\u5883\u3084\u7a0e\u5236\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u6d3b\u304b\u305b\u308b\u9b45\u529b\u7684\u306a\u6295\u8cc7\u5148\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u65e5\u672c\u3068\u306f\u7570\u306a\u308b\u6cd5\u5f8b\u3084\u5e02\u5834\u306e\u7279\u6027\u304c\u3042\u308a\u3001\u81ea\u5df1\u6d41\u3067\u306e\u904b\u7528\u306b\u306f\u5927\u304d\u306a\u30ea\u30b9\u30af\u304c\u4f34\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u30da\u30fc\u30b8\u3067\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306e\u57fa\u672c\u304b\u3089\u3001\u4ee3\u8868\u7684\u306a\u6295\u8cc7\u624b\u6cd5\u3001\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u30dd\u30a4\u30f3\u30c8\u3001\u305d\u3057\u3066\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u3092\u59d4\u8a17\u3067\u304d\u308b\u5c02\u9580\u5bb6\u306e\u7d39\u4ecb\u307e\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u307e\u3068\u3081\u3068\u3057\u3066\u3001\u3053\u3053\u307e\u3067\u306e\u91cd\u8981\u306a\u30dd\u30a4\u30f3\u30c8\u3092\u632f\u308a\u8fd4\u308a\u3001\u5f8c\u6094\u3057\u306a\u3044\u8cc7\u7523\u904b\u7528\u306e\u305f\u3081\u306e\u300c\u6b21\u306e\u30a2\u30af\u30b7\u30e7\u30f3\u300d\u3092\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n<h3>7-1. \u91cd\u8981\u30dd\u30a4\u30f3\u30c8\u307e\u3068\u3081<\/h3>\n<ul>\n<li><span style=\"text-decoration: underline;\"><strong>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u8cc7\u7523\u904b\u7528\u306b\u306f\u30e1\u30ea\u30c3\u30c8\u304c\u591a\u3044\u304c\u3001\u7a0e\u5236\u30fb\u898f\u5236\u306e\u9055\u3044\u306b\u6ce8\u610f\u304c\u5fc5\u8981<\/strong><\/span><br \/>\n\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u7a0e\u304c\u57fa\u672c\u7684\u306b\u975e\u8ab2\u7a0e\u3067\u76f8\u7d9a\u7a0e\u3082\u30bc\u30ed\u3060\u304c\u3001\u6295\u8cc7\u65b9\u6cd5\u306b\u3088\u3063\u3066\u306f\u8ab2\u7a0e\u5bfe\u8c61\u306b\u306a\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u500b\u4eba\u3067\u306e\u904b\u7528\u306f\u30ea\u30b9\u30af\u304c\u9ad8\u304f\u3001\u5f8c\u6094\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/strong><\/span><br \/>\n\u7a0e\u52d9\u30fb\u898f\u5236\u30fb\u5e02\u5834\u60c5\u5831\u306e\u9055\u3044\u306b\u3088\u308a\u3001\u8aa4\u3063\u305f\u5224\u65ad\u3092\u3059\u308b\u3068\u4f59\u8a08\u306a\u30b3\u30b9\u30c8\u304c\u304b\u304b\u3063\u305f\u308a\u3001\u60f3\u5b9a\u5916\u306e\u640d\u5931\u3092\u88ab\u308b\u3053\u3068\u3082\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u6210\u529f\u3059\u308b\u8cc7\u7523\u904b\u7528\u306b\u306f\u300c\u5206\u6563\u6295\u8cc7\u300d\u3068\u300c\u30d7\u30ed\u306e\u30b5\u30dd\u30fc\u30c8\u300d\u304c\u4e0d\u53ef\u6b20<\/strong><\/span><br \/>\n\u70ba\u66ff\u30ea\u30b9\u30af\u3084\u5e02\u5834\u306e\u5909\u52d5\u3092\u8003\u616e\u3057\u306a\u304c\u3089\u3001\u8907\u6570\u306e\u6295\u8cc7\u624b\u6cd5\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u304c\u91cd\u8981\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><strong>\u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e\u3092\u5229\u7528\u3059\u308c\u3070\u3001\u624b\u9593\u306a\u304f\u5b89\u5fc3\u3057\u3066\u904b\u7528\u3067\u304d\u308b<\/strong><\/span><br \/>\n\u81ea\u5206\u3067\u60c5\u5831\u53ce\u96c6\u3084\u7ba1\u7406\u3092\u3059\u308b\u3088\u308a\u3082\u3001\u5c02\u9580\u5bb6\u306b\u4efb\u305b\u308b\u3053\u3068\u3067\u78ba\u5b9f\u306b\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/li>\n<\/ul>\n<h3>7-2. \u3053\u308c\u304b\u3089\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308b\u305f\u3081\u306e\u300c\u6b21\u306e\u30a2\u30af\u30b7\u30e7\u30f3\u300d<\/h3>\n<ul>\n<li><strong>&#x2705; <\/strong><span style=\"text-decoration: underline;\"><strong>\u307e\u305a\u306f\u300c\u81ea\u5206\u306b\u5408\u3063\u305f\u8cc7\u7523\u904b\u7528\u306e\u30b9\u30bf\u30a4\u30eb\u300d\u3092\u8003\u3048\u308b<\/strong><\/span><br \/>\n\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u304b\uff1f\u77ed\u671f\u7684\u306a\u30ea\u30bf\u30fc\u30f3\u3092\u72d9\u3046\u304b\uff1f\u5b89\u5b9a\u5fd7\u5411\u304b\uff1f\u30ea\u30b9\u30af\u3092\u53d6\u308b\u304b\uff1f<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><strong>&#x2705; <\/strong><span style=\"text-decoration: underline;\"><strong>\u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u4f1a\u793e\u3092\u6bd4\u8f03\u3057\u3001\u7121\u6599\u76f8\u8ac7\u3092\u53d7\u3051\u3066\u307f\u308b<\/strong><\/span><br \/>\n\u300c\u3069\u306e\u4f1a\u793e\u304c\u81ea\u5206\u306b\u5408\u3063\u3066\u3044\u308b\u306e\u304b\uff1f\u300d\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3002<br \/>\n<span style=\"color: #ffffff;\">XXX<\/span><\/li>\n<li><strong>&#x2705; <\/strong><span style=\"text-decoration: underline;\"><strong>\u8cc7\u7523\u904b\u7528\/\u7ba1\u7406\u3092\u30d7\u30ed\u306b\u4efb\u305b\u3001\u78ba\u5b9f\u306b\u8cc7\u7523\u3092\u5897\u3084\u3059\u305f\u3081\u306e\u4ed5\u7d44\u307f\u3092\u4f5c\u308b<\/strong><\/span><br \/>\n\u7121\u7406\u306b\u81ea\u5206\u3067\u904b\u7528\u3057\u3088\u3046\u3068\u305b\u305a\u3001\u5c02\u9580\u5bb6\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u53d7\u3051\u306a\u304c\u3089\u3001\u52b9\u7387\u3088\u304f\u6295\u8cc7\u3092\u9032\u3081\u308b\u3002<\/li>\n<\/ul>\n<h3>7-3. \u5f8c\u6094\u3057\u306a\u3044\u8cc7\u7523\u904b\u7528\u306e\u305f\u3081\u306b\u3001\u4eca\u3059\u3050\u7b2c\u4e00\u6b69\u3092\u8e0f\u307f\u51fa\u305d\u3046\uff01<\/h3>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306e\u8cc7\u7523\u904b\u7528\u306f\u3001\u6b63\u3057\u3044\u77e5\u8b58\u3068\u9069\u5207\u306a\u30b5\u30dd\u30fc\u30c8\u304c\u3042\u308c\u3070\u3001\u8ab0\u3067\u3082\u5b89\u5168\u306b\u8cc7\u7523\u3092\u5897\u3084\u305b\u308b\u74b0\u5883\u304c\u6574\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u60c5\u5831\u53ce\u96c6\u306b\u6642\u9593\u3092\u304b\u3051\u3059\u304e\u305f\u308a\u3001\u300c\u3082\u3046\u5c11\u3057\u8abf\u3079\u3066\u304b\u3089\u2026\u300d\u3068\u8ff7\u3063\u3066\u3044\u308b\u9593\u306b\u3001\u6295\u8cc7\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u9003\u3057\u3066\u3057\u307e\u3046\u4eba\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u300c\u4eca\u3059\u3050\u884c\u52d5\u3059\u308b\u300d\u3053\u3068\u304c\u3001\u5f8c\u6094\u3057\u306a\u3044\u8cc7\u7523\u904b\u7528\u306e\u7b2c\u4e00\u6b69\u3067\u3059\u3002<\/p>\n<p>\u65e5\u672c\u8a9e\u5bfe\u5fdc\u306e\u8cc7\u7523\u904b\u7528\u30fb\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9\u306b\u76f8\u8ac7\u3057\u3001\u30d7\u30ed\u306e\u30b5\u30dd\u30fc\u30c8\u3092\u53d7\u3051\u306a\u304c\u3089\u3001\u5b89\u5fc3\u30fb\u78ba\u5b9f\u306b\u8cc7\u7523\u904b\u7528\u3092\u30b9\u30bf\u30fc\u30c8\u3055\u305b\u307e\u3057\u3087\u3046\uff01<\/p>\n<p>\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067<strong>\u9577\u5e74\u306e\u5b9f\u7e3e\u3068\u5b9a\u8a55\u304c\u3042\u308b\u300c<a href=\"https:\/\/www.bancorp.co.nz\/jp\/\" target=\"_blank\" rel=\"noopener\">Bancorp\u30b0\u30eb\u30fc\u30d7<\/a>\u300d\u3067\u3042\u308c\u3070\u3001<\/strong><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\"><strong><a href=\"https:\/\/www.bancorp.co.nz\/jp\/private-banking\/\" target=\"_blank\" rel=\"noopener\">\u65e5\u672c\u4eba\u306e\u30b7\u30cb\u30a2\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc<\/a>\u3082\u5728\u7c4d\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u65e5\u672c\u8a9e\u3067\u5b89\u5fc3\u3057\u3066\u76f8\u8ac7\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059<\/strong>\u3002<\/span><\/p>\n<blockquote><p><strong>\u3010Bancorp \u65e5\u672c\u8a9e\u516c\u5f0f\u30da\u30fc\u30b8\u3011<\/strong><br \/>\n<strong><a href=\"https:\/\/www.bancorp.co.nz\/jp\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bancorp.co.nz\/jp\/<\/a><\/strong><\/p>\n<p><strong>\u203b\u300e\u6d77\u5916\u9001\u91d1\u30fb\u8cc7\u7523\u904b\u7528\u300f\u306b\u95a2\u3059\u308b\u304a\u554f\u3044\u5408\u308f\u305b\u306f\u3001\u3053\u3061\u3089\u306e<a href=\"https:\/\/askmenz.com\/contact-asset-management\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a9\u30fc\u30e0<\/a>\u304b\u3089\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/strong><\/p><\/blockquote>\n<h4>\u2461 Nikko As<\/h4>\n","protected":false},"excerpt":{"rendered":"<p>XXX \u300c\u6d77\u5916\u3067\u8cc7\u7523\u904b\u7528\u300d\u3068\u805e\u304f\u3068\u3001\u4e00\u90e8\u306e\u5bcc\u88d5\u5c64\u3060\u3051\u306e\u8a71\u3060\u3068\u601d\u3063\u3066\u3044\u307e\u305b\u3093\u304b\uff1f \u5b9f\u306f\u3001\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306f\u6bd4\u8f03 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12057,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"sns_share_botton_hide":"","vkExUnit_sns_title":"","_vk_print_noindex":"","sitemap_hide":"","_veu_custom_css":"","veu_display_promotion_alert":"common","vkexunit_cta_each_option":"","footnotes":""},"categories":[709],"tags":[],"country-focus":[],"base-location":[],"class_list":["post-12053","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"acf":[],"featured_image_src":"https:\/\/askmenz.com\/wp-content\/uploads\/2025\/04\/krakenimages-376KN_ISplE-unsplash.jpg","author_info":{"display_name":"Ask Me","author_link":"https:\/\/askmenz.com\/en\/author\/taka\/"},"veu_head_title_object":{"title":"","add_site_title":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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